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Union County, Kentucky

A shallow water table limits basements on 53% of Union County's mapped land, a higher share than 69% of US counties. Shrink-swell clay limits houses without basements on 4%.

None of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 2 flood losses here since 2016. 58% of homes were built before 1980, against 50% nationally; the median home dates from 1976.

Data as of October 13, 2026 · sources

4%

expansive clay: shrink-swell limits slab homes

53%

high water table: limits basements

0%

in drought, October 13, 2026

58%

of homes built before 1980

Soil under Union County

Expansive clay (limits slab homes)3.8%
High water table (limits basements)52.6%
Septic fields very limited69.0%
Clay swell (LEP, by area)3.4%
High-swell land (LEP 6%+)3.4%
Mapped soil232,179 acres
Soil seriesShare hereSeries nationally: high water table
Alford28%n/a
Uniontown10%n/a
Patton9%n/a
Wilbur5%n/a
Wakeland4%n/a
Nolin4%n/a
Gallatin County: 67%Webster County: 69%Hardin County: 41%Crittenden County: 54%Henderson County: 63%Posey County: 54%Vanderburgh County: 71%White County: 75%Union County GallatinWebsterHardinCrittendenHendersonPoseyVanderburghWhiteUnion
Union County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas KY635 (2025-09-08)

What the numbers mean here

On 53% of Union County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 37.99 in, 9.57 in below the 1991-2020 average year of 47.56 in.

USDA rates 69% of the land very limited for septic absorption fields.

Drought

0% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 9 of the last 52 weeks; the most was 100% of its area, on the April 21, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse81.9%
D1 moderate drought or worse0%
D2 severe or worse0%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

2 flood losses since 2016, $71,987 paid. The worst year was 2025, with 1.

YearFlood losses
20160
20170
20181
20190
20200
20210
20220
20230
20240
20251
2026 to date0

Rain

Average year, 1991-202047.56 in
12 months to August 202637.99 in (-9.57)
202545.01 in (-2.55)
Wettest year since 18952011: 69.54 in
Driest year since 18951963: 26.97 in
Days with 1 inch or more, normal at JT MYERS LOCKS & DAM (10 mi away)14.1

Homes

Housing units5,846
Median year built1976
Built before 198058%
Built 2000 or later12%
Owner-occupied70%
Median value, owner-occupied$104,500
Single-family detached75%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Gallatin County, IL 17 mi 31% 67%
Webster County, KY 17 mi 10% 69%
Hardin County, IL 20 mi 1% 41%
Crittenden County, KY 22 mi 1% 54%
Henderson County, KY 23 mi 5% 63%
Posey County, IN 26 mi 4% 54%
Vanderburgh County, IN 32 mi 5% 71%
White County, IL 32 mi 12% 75%

Sources: USDA SSURGO (September 8, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status