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Jefferson County, Montana

USDA's soil survey flags shrink-swell clay on 1% of Jefferson County's mapped land and a shallow water table under basements on 7%, both below the national shares of 15% and 29%. None of the county is in drought on the October 13, 2026 Drought Monitor map.

FEMA's flood data list no flood losses here since 2016. 41% of homes were built before 1980, against 50% nationally; the median home dates from 1990.

Data as of October 13, 2026 · sources

1%

expansive clay: shrink-swell limits slab homes

7%

high water table: limits basements

0%

in drought, October 13, 2026

41%

of homes built before 1980

Soil under Jefferson County

Expansive clay (limits slab homes)1.3%
High water table (limits basements)7.0%
Septic fields very limited72.9%
Clay swell (LEP, by area)2.3%
High-swell land (LEP 6%+)1.3%
Mapped soil1,042,103 acres
Soil seriesShare hereSeries nationally: expansive clay
Bronec4%n/a
Amesha4%n/a
Sappington2%n/a
Crago1%n/a
Rencot1%n/a
Brocko1%n/a
Broadwater County: 1%Silver Bow County: 2%Deer Lodge County: 6%Madison County: 3%Gallatin County: 9%Meagher County: no dataPowell County: 10%Granite County: 6%Jefferson County BroadwaterSilver BowDeer LodgeMadisonGallatinMeagherPowellGraniteJefferson
Jefferson County (heavy outline) and nearby counties, shaded by expansive clay share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas MT627 (2025-08-31), MT631 (2025-08-30), MT635 (2025-08-31), MT670 (2025-09-03)

What the numbers mean here

Rain over the 12 months to August 2026: 17.87 in, 0.03 in above the 1991-2020 average year of 17.84 in.

USDA rates 73% of the land very limited for septic absorption fields.

With shrink-swell clay on 1% and a shallow water table on 7% of the land, the soil survey points to neither problem across most of Jefferson County; conditions still vary lot by lot.

Drought

0% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 46 of the last 52 weeks; the most was 100% of its area, in 9 weeks, most recently on the March 31, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse0%
D1 moderate drought or worse0%
D2 severe or worse0%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

FEMA's flood data list no flood losses in Jefferson County since 2016.

Rain

Average year, 1991-202017.84 in
12 months to August 202617.87 in (+0.03)
202518.78 in (+0.94)
Wettest year since 18951975: 29.56 in
Driest year since 18951935: 9.58 in
Days with 1 inch or more, normal at BOULDER (8 mi away)0.4

Homes

Housing units5,407
Median year built1990
Built before 198041%
Built 2000 or later31%
Owner-occupied84%
Median value, owner-occupied$446,900
Single-family detached83%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Foundation repair, US $2,200 to $8,200 Fixr, January 27, 2026
Pier-and-beam repair, US $2,000 to $15,000 Fixr, January 27, 2026
Foundation inspection, US $300 to $600 Fixr, January 31, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Broadwater County, MT 31 mi 1% 3%
Silver Bow County, MT 33 mi 2% 5%
Deer Lodge County, MT 52 mi 6% 10%
Madison County, MT 55 mi 3% 4%
Gallatin County, MT 60 mi 9% 9%
Meagher County, MT 64 mi n/a n/a
Powell County, MT 65 mi 10% 6%
Granite County, MT 68 mi 6% 7%

Sources: USDA SSURGO (September 3, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status