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San Miguel County, Colorado

USDA's soil survey flags shrink-swell clay on 3% of San Miguel County's mapped land and a shallow water table under basements on 1%, both below the national shares of 15% and 29%. The soil survey maps 20% of the county's land area; these shares describe the mapped part.

98% of the county is in drought on the October 13, 2026 Drought Monitor map, down from 100% a week earlier. FEMA's flood data list 2 flood losses here since 2016. 23% of homes were built before 1980, against 50% nationally; the median home dates from 1995.

Data as of October 13, 2026 · sources

3%

expansive clay: shrink-swell limits slab homes

1%

high water table: limits basements

98%

in drought, October 13, 2026

23%

of homes built before 1980

Soil under San Miguel County

Expansive clay (limits slab homes)2.7%
High water table (limits basements)1.0%
Septic fields very limited82.1%
Clay swell (LEP, by area)2.9%
High-swell land (LEP 6%+)2.6%
Mapped soil167,800 acres
Soil seriesShare hereSeries nationally: expansive clay
Lizardhead10%n/a
Baird Hollow9%n/a
Needleton6%n/a
Tellura4%n/a
Washboard3%n/a
Mountpoor3%n/a
Dolores County: 12%Montrose County: 22%Ouray County: 19%San Juan County: 0%Montezuma County: 13%Hinsdale County: 0%La Plata County: 10%Delta County: 12%San Miguel County DoloresMontroseOuraySan JuanMontezumaHinsdaleLa PlataDeltaSan Miguel
San Miguel County (heavy outline) and nearby counties, shaded by expansive clay share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas CO672 (2025-08-29), CO674 (2025-08-29)

What the numbers mean here

Rain over the 12 months to August 2026: 16.04 in, 1.87 in below the 1991-2020 average year of 17.91 in.

USDA rates 82% of the land very limited for septic absorption fields.

With shrink-swell clay on 3% and a shallow water table on 1% of the land, the soil survey points to neither problem across most of San Miguel County; conditions still vary lot by lot.

Drought

98% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 52 of the last 52 weeks; the most was 100% of its area, in 31 weeks, most recently on the October 6, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse100%
D1 moderate drought or worse98%
D2 severe or worse38.2%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

2 flood losses since 2016, $17,002 paid. The worst year was 2016, with 2.

YearFlood losses
20162
20170
20180
20190
20200
20210
20220
20230
20240
20250
2026 to date0

Rain

Average year, 1991-202017.91 in
12 months to August 202616.04 in (-1.87)
202514.80 in (-3.11)
Wettest year since 18951941: 33.52 in
Driest year since 18952020: 10.38 in
Days with 1 inch or more, normal at TELLURIDE 4WNW (30 mi away)0.3

Homes

Housing units6,656
Median year built1995
Built before 198023%
Built 2000 or later36%
Owner-occupied63%
Median value, owner-occupied$720,700
Single-family detached49%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Foundation repair, US $2,200 to $8,200 Fixr, January 27, 2026
Pier-and-beam repair, US $2,000 to $15,000 Fixr, January 27, 2026
Foundation inspection, US $300 to $600 Fixr, January 31, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Dolores County, CO 20 mi 12% 2%
Montrose County, CO 29 mi 22% 5%
Ouray County, CO 36 mi 19% 6%
San Juan County, CO 44 mi 0% 1%
Montezuma County, CO 47 mi 13% 2%
Hinsdale County, CO 59 mi under 1% 2%
La Plata County, CO 59 mi 10% 3%
Delta County, CO 66 mi 12% 3%

Sources: USDA SSURGO (August 29, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status