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Montrose County, Colorado

Shrink-swell clay limits houses without basements on 22% of Montrose County's mapped land, a higher share than 73% of US counties and the 7th highest of 63 Colorado counties. A shallow water table limits basements on 5%.

The soil survey maps 41% of the county's land area; these shares describe the mapped part. 85.8% of the county is in drought on the October 13, 2026 Drought Monitor map, down from 100% a week earlier. FEMA's flood data list 2 flood losses here since 2016. 37% of homes were built before 1980, against 50% nationally; the median home dates from 1991.

Data as of October 13, 2026 · sources

22%

expansive clay: shrink-swell limits slab homes

5%

high water table: limits basements

86%

in drought, October 13, 2026

37%

of homes built before 1980

Soil under Montrose County

Expansive clay (limits slab homes)22.5%
High water table (limits basements)4.9%
Septic fields very limited76.7%
Clay swell (LEP, by area)4.5%
High-swell land (LEP 6%+)21.6%
Urban land, not rated1.2%
Mapped soil591,590 acres
Soil seriesShare hereSeries nationally: expansive clay
Cerro7%n/a
Mesa6%n/a
Barboncito5%n/a
Montrose4%n/a
Persayo4%n/a
Lazear4%n/a
San Miguel County: 3%Ouray County: 19%Delta County: 12%Mesa County: 13%Dolores County: 12%San Juan County: 0%Hinsdale County: 0%Gunnison County: 9%Montrose County San MiguelOurayDeltaMesaDoloresSan JuanHinsdaleGunnisonMontrose
Montrose County (heavy outline) and nearby counties, shaded by expansive clay share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas CO677 (2025-08-29), CO679 (2025-08-29)

What the numbers mean here

Clay swell averages a linear extensibility of 4.5% by land area here, and 22% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 22% of the mapped land.

Clay shrinks as it dries: 85.8% of the county is in drought on the latest map, and 22% of Montrose County's mapped land has shrink-swell clay.

Rain over the 12 months to August 2026: 11.98 in, 2.90 in below the 1991-2020 average year of 14.88 in.

USDA rates 77% of the land very limited for septic absorption fields.

Drought

85.8% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 52 of the last 52 weeks; the most was 100% of its area, in 31 weeks, most recently on the October 6, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse100%
D1 moderate drought or worse85.8%
D2 severe or worse15.9%
D3 extreme or worse2.1%
D4 exceptional0%

Flood losses since 2016

2 flood losses since 2016, $35,999 paid. The worst year was 2021, with 1.

YearFlood losses
20161
20170
20180
20190
20200
20211
20220
20230
20240
20250
2026 to date0

Rain

Average year, 1991-202014.88 in
12 months to August 202611.98 in (-2.90)
202511.09 in (-3.79)
Wettest year since 18951941: 26.69 in
Driest year since 18952020: 7.81 in
Days with 1 inch or more, normal at MONTROSE #2 (22 mi away)0

Homes

Housing units19,758
Median year built1991
Built before 198037%
Built 2000 or later37%
Owner-occupied75%
Median value, owner-occupied$388,400
Single-family detached68%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Foundation repair, US $2,200 to $8,200 Fixr, January 27, 2026
Pier-and-beam repair, US $2,000 to $15,000 Fixr, January 27, 2026
Foundation inspection, US $300 to $600 Fixr, January 31, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
San Miguel County, CO 29 mi 3% 1%
Ouray County, CO 31 mi 19% 6%
Delta County, CO 38 mi 12% 3%
Mesa County, CO 43 mi 13% 1%
Dolores County, CO 48 mi 12% 2%
San Juan County, CO 54 mi 0% 1%
Hinsdale County, CO 62 mi under 1% 2%
Gunnison County, CO 68 mi 9% 6%

Sources: USDA SSURGO (August 29, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status