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Monroe County, Florida

69.8% of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 8,933 flood losses here since 2016, under 1% of them in buildings with basements.

46% of homes were built before 1980, against 50% nationally; the median home dates from 1982.

Data as of October 13, 2026 · sources

70%

in drought, October 13, 2026

46%

of homes built before 1980

Drought

69.8% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 48 of the last 52 weeks; the most was 100% of its area, in 18 weeks, most recently on the September 22, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse100%
D1 moderate drought or worse69.8%
D2 severe or worse30%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

8,933 flood losses since 2016, $324.6 million paid. The worst year was 2017, with 8,190. Foundations of the buildings, where recorded: under 1% basements, 42% slabs, 3% crawl spaces, 55% elevated. Median water depth outside the building: 25 in.

YearFlood losses
20163
20178,190
20188
20197
202077
20213
2022570
202330
202422
202515
2026 to date8

Rain

Average year, 1991-202051.98 in
12 months to August 202638.48 in (-13.50)
202540.43 in (-11.55)
Wettest year since 18951947: 72.23 in
Driest year since 18951956: 32.14 in
Days with 1 inch or more, normal at OASIS RS (19 mi away)18.8

Homes

Housing units54,834
Median year built1982
Built before 198046%
Built 2000 or later20%
Owner-occupied66%
Median value, owner-occupied$780,600
Single-family detached58%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Foundation repair, US $2,200 to $8,200 Fixr, January 27, 2026
Pier-and-beam repair, US $2,000 to $15,000 Fixr, January 27, 2026
Foundation inspection, US $300 to $600 Fixr, January 31, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Miami-Dade County, FL 32 mi 1% 55%
Collier County, FL 41 mi 0% 82%
Broward County, FL 54 mi under 1% 83%
Hendry County, FL 66 mi 0% 98%
Palm Beach County, FL 82 mi 0% 84%
Lee County, FL 90 mi 0% 59%
Glades County, FL 95 mi 0% 75%
Charlotte County, FL 110 mi 0% 77%

Sources: US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status