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Mills County, Iowa

A shallow water table limits basements on 28% of Mills County's mapped land. Shrink-swell clay limits houses without basements on 16%.

None of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 32 flood losses here since 2016. 61% of homes were built before 1980, against 50% nationally; the median home dates from 1972.

Data as of October 13, 2026 · sources

16%

expansive clay: shrink-swell limits slab homes

28%

high water table: limits basements

0%

in drought, October 13, 2026

61%

of homes built before 1980

Soil under Mills County

Expansive clay (limits slab homes)16.0%
High water table (limits basements)27.7%
Septic fields very limited71.2%
Clay swell (LEP, by area)4.2%
High-swell land (LEP 6%+)10.5%
Mapped soil281,900 acres
Soil seriesShare hereSeries nationally: high water table
Marshall17%0%
Monona15%n/a
Napier9%n/a
Ida8%n/a
Exira8%n/a
Judson6%n/a
Fremont County: 39%Pottawattamie County: 25%Montgomery County: 40%Sarpy County: 15%Cass County: 21%Page County: 63%Douglas County: 19%Otoe County: 65%Mills County FremontPottawattamieMontgomerySarpyCassPageDouglasOtoeMills
Mills County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas IA129 (2025-09-08)

What the numbers mean here

Clay swell averages a linear extensibility of 4.2% by land area here, and 11% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 16% of the mapped land.

On 28% of Mills County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 30.46 in, 3.66 in below the 1991-2020 average year of 34.12 in.

USDA rates 71% of the land very limited for septic absorption fields.

Drought

0% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 1 of the last 52 weeks; the most was 6.5% of its area, on the March 31, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse0%
D1 moderate drought or worse0%
D2 severe or worse0%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

32 flood losses since 2016, $5.5 million paid. The worst year was 2019, with 31. Median water depth outside the building: 95 in.

YearFlood losses
20160
20170
20181
201931
20200
20210
20220
20230
20240
20250
2026 to date0

Rain

Average year, 1991-202034.12 in
12 months to August 202630.46 in (-3.66)
202526.92 in (-7.20)
Wettest year since 18951993: 51.53 in
Driest year since 18951934: 18.69 in
Days with 1 inch or more, normal at RANDOLPH (11 mi away)9.4

Homes

Housing units6,134
Median year built1972
Built before 198061%
Built 2000 or later20%
Owner-occupied84%
Median value, owner-occupied$237,800
Single-family detached84%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Fremont County, IA 20 mi 22% 39%
Pottawattamie County, IA 21 mi 14% 25%
Montgomery County, IA 24 mi 36% 40%
Sarpy County, NE 26 mi 7% 15%
Cass County, NE 29 mi 71% 21%
Page County, IA 32 mi 63% 63%
Douglas County, NE 33 mi 3% 19%
Otoe County, NE 38 mi 71% 65%

Sources: USDA SSURGO (September 8, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status