White County, Indiana
A shallow water table limits basements on 81% of White County's mapped land, a higher share than 89% of US counties. Shrink-swell clay limits houses without basements on under 1%.
None of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 31 flood losses here since 2016. 69% of homes were built before 1980, against 50% nationally; the median home dates from 1969.
Data as of October 13, 2026 · sources
expansive clay: shrink-swell limits slab homes
high water table: limits basements
in drought, October 13, 2026
of homes built before 1980
Soil under White County
| Expansive clay (limits slab homes) | 0.1% |
| High water table (limits basements) | 81.2% |
| Septic fields very limited | 96.3% |
| Clay swell (LEP, by area) | 3.1% |
| High-swell land (LEP 6%+) | 0.1% |
| Mapped soil | 325,536 acres |
| Soil series | Share here | Series nationally: high water table |
|---|---|---|
| Rensselaer | 14% | n/a |
| Gilford | 11% | n/a |
| Wolcott | 11% | n/a |
| Maumee | 6% | n/a |
| Martinsville | 5% | n/a |
| Pella | 5% | n/a |
How we count · survey areas IN181 (2025-09-02)
What the numbers mean here
On 81% of White County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.
Rain over the 12 months to August 2026: 38.18 in, 2.14 in below the 1991-2020 average year of 40.32 in.
USDA rates 96% of the land very limited for septic absorption fields.
Drought
0% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 24 of the last 52 weeks; the most was 100% of its area, in 17 weeks, most recently on the March 31, 2026 map.
| Category, October 13, 2026 | Share of county |
|---|---|
| D0 abnormally dry or worse | 0% |
| D1 moderate drought or worse | 0% |
| D2 severe or worse | 0% |
| D3 extreme or worse | 0% |
| D4 exceptional | 0% |
Flood losses since 2016
31 flood losses since 2016, $629,784 paid. The worst year was 2018, with 25. Median water depth outside the building: 19 in.
| Year | Flood losses |
|---|---|
| 2016 | 0 |
| 2017 | 0 |
| 2018 | 25 |
| 2019 | 0 |
| 2020 | 0 |
| 2021 | 0 |
| 2022 | 0 |
| 2023 | 1 |
| 2024 | 3 |
| 2025 | 0 |
| 2026 to date | 2 |
Rain
| Average year, 1991-2020 | 40.32 in |
| 12 months to August 2026 | 38.18 in (-2.14) |
| 2025 | 28.57 in (-11.75) |
| Wettest year since 1895 | 1909: 51.48 in |
| Driest year since 1895 | 1914: 24.96 in |
| Days with 1 inch or more, normal at CHALMERS 5 W (8 mi away) | 9.4 |
Homes
| Housing units | 12,961 |
| Median year built | 1969 |
| Built before 1980 | 69% |
| Built 2000 or later | 12% |
| Owner-occupied | 81% |
| Median value, owner-occupied | $175,900 |
| Single-family detached | 80% |
What repairs cost
Published ranges from cost guides, not quotes. More sources, and where they disagree.
Nearby counties
| Place | Distance | Expansive clay | High water table |
|---|---|---|---|
| Carroll County, IN | 19 mi | 5% | 71% |
| Pulaski County, IN | 22 mi | 2% | 90% |
| Jasper County, IN | 23 mi | 5% | 86% |
| Tippecanoe County, IN | 25 mi | 1% | 64% |
| Benton County, IN | 26 mi | 2% | 95% |
| Cass County, IN | 27 mi | 6% | 65% |
| Newton County, IN | 32 mi | 4% | 88% |
| Clinton County, IN | 37 mi | 10% | 94% |
Sources: USDA SSURGO (September 2, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status