HomeMarylandCaroline County

Caroline County, Maryland

A shallow water table limits basements on 86% of Caroline County's mapped land, a higher share than 93% of US counties and the highest of 24 Maryland counties. Shrink-swell clay limits houses without basements on 0%.

56.8% of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 4 flood losses here since 2016. 48% of homes were built before 1980, against 50% nationally; the median home dates from 1981.

Data as of October 13, 2026 · sources

0%

expansive clay: shrink-swell limits slab homes

86%

high water table: limits basements

57%

in drought, October 13, 2026

48%

of homes built before 1980

Soil under Caroline County

Expansive clay (limits slab homes)0.0%
High water table (limits basements)86.3%
Septic fields very limited93.2%
Clay swell (LEP, by area)1.6%
High-swell land (LEP 6%+)0.0%
Mapped soil201,383 acres
Soil seriesShare hereSeries nationally: high water table
Hambrook19%n/a
Fallsington15%n/a
Ingleside14%n/a
Woodstown13%n/a
Hammonton6%n/a
Cedartown5%n/a
Queen Anne's County: 79%Talbot County: 65%Kent County: 77%Sussex County: 61%Kent County: 54%Dorchester County: 69%Wicomico County: 84%Anne Arundel County: 46%Caroline County Queen Anne'sTalbotKentSussexKentDorchesterWicomicoAnne ArundelCaroline
Caroline County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas MD011 (2025-09-09)

What the numbers mean here

On 86% of Caroline County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 33.31 in, 12.06 in below the 1991-2020 average year of 45.37 in.

USDA rates 93% of the land very limited for septic absorption fields.

Drought

56.8% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 34 of the last 52 weeks; the most was 100% of its area, in 17 weeks, most recently on the August 18, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse100%
D1 moderate drought or worse56.8%
D2 severe or worse0%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

4 flood losses since 2016, $100,738 paid. The worst year was 2024, with 3.

YearFlood losses
20160
20170
20180
20190
20200
20211
20220
20230
20243
20250
2026 to date0

Rain

Average year, 1991-202045.37 in
12 months to August 202633.31 in (-12.06)
202539.16 in (-6.21)
Wettest year since 18952003: 59.55 in
Driest year since 18951930: 25.57 in
Days with 1 inch or more, normal at ROYAL OAK 2 SSW (22 mi away)13

Homes

Housing units13,531
Median year built1981
Built before 198048%
Built 2000 or later20%
Owner-occupied72%
Median value, owner-occupied$290,100
Single-family detached78%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Queen Anne's County, MD 18 mi under 1% 79%
Talbot County, MD 21 mi 0% 65%
Kent County, DE 24 mi 0% 77%
Sussex County, DE 30 mi 0% 61%
Kent County, MD 30 mi 0% 54%
Dorchester County, MD 33 mi 0% 69%
Wicomico County, MD 36 mi under 1% 84%
Anne Arundel County, MD 40 mi 0% 46%

Sources: USDA SSURGO (September 9, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status