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Somerset County, Maryland

A shallow water table limits basements on 40% of Somerset County's mapped land, a higher share than 58% of US counties. Shrink-swell clay limits houses without basements on under 1%.

None of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 157 flood losses here since 2016, 7% of them in buildings with basements. 42% of homes were built before 1980, against 50% nationally; the median home dates from 1986.

Data as of October 13, 2026 · sources

<1%

expansive clay: shrink-swell limits slab homes

40%

high water table: limits basements

0%

in drought, October 13, 2026

42%

of homes built before 1980

Soil under Somerset County

Expansive clay (limits slab homes)under 0.1%
High water table (limits basements)39.7%
Septic fields very limited40.1%
Clay swell (LEP, by area)1.6%
High-swell land (LEP 6%+)0.0%
Mapped soil205,345 acres
Soil seriesShare hereSeries nationally: high water table
Quindocqua13%n/a
Othello6%n/a
Fallsington4%n/a
Manokin2%n/a
Kentuck2%n/a
Queponco2%n/a
Accomack County: 57%Wicomico County: 84%Dorchester County: 69%Worcester County: 86%Northumberland County: 23%St. Mary's County: 47%Lancaster County: 18%Calvert County: 56%Somerset County AccomackWicomicoDorchesterWorcesterNorthumberlandSt. Mary'sLancasterCalvertSomerset
Somerset County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas MD039 (2025-09-09)

What the numbers mean here

On 40% of Somerset County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 37.97 in, 7.30 in below the 1991-2020 average year of 45.27 in.

Drought

0% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 38 of the last 52 weeks; the most was 100% of its area, in 29 weeks, most recently on the July 21, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse100%
D1 moderate drought or worse0%
D2 severe or worse0%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

157 flood losses since 2016, $2.2 million paid. The worst year was 2021, with 73. Foundations of the buildings, where recorded: 7% basements, 10% slabs, 70% crawl spaces, 14% elevated. Median water depth outside the building: 12 in.

YearFlood losses
20163
20175
20184
201914
202010
202173
202221
20238
20248
202510
2026 to date1

Rain

Average year, 1991-202045.27 in
12 months to August 202637.97 in (-7.30)
202541.74 in (-3.53)
Wettest year since 18951948: 60.48 in
Driest year since 18951930: 23.54 in
Days with 1 inch or more, normal at WALLOPS ISLAND FLIGHT FAC (23 mi away)10.2

Homes

Housing units10,928
Median year built1986
Built before 198042%
Built 2000 or later29%
Owner-occupied73%
Median value, owner-occupied$173,200
Single-family detached73%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Accomack County, VA 22 mi 0% 57%
Wicomico County, MD 23 mi under 1% 84%
Dorchester County, MD 27 mi 0% 69%
Worcester County, MD 31 mi 0% 86%
Northumberland County, VA 33 mi 1% 23%
St. Mary's County, MD 38 mi 1% 47%
Lancaster County, VA 40 mi 1% 18%
Calvert County, MD 48 mi under 1% 56%

Sources: USDA SSURGO (September 9, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status