HomeMichiganIsabella County

Isabella County, Michigan

A shallow water table limits basements on 57% of Isabella County's mapped land, a higher share than 72% of US counties. Shrink-swell clay limits houses without basements on 0%.

24.7% of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 23 flood losses here since 2016. 47% of homes were built before 1980, against 50% nationally; the median home dates from 1983.

Data as of October 13, 2026 · sources

0%

expansive clay: shrink-swell limits slab homes

57%

high water table: limits basements

25%

in drought, October 13, 2026

47%

of homes built before 1980

Soil under Isabella County

Expansive clay (limits slab homes)0.0%
High water table (limits basements)57.5%
Septic fields very limited97.2%
Clay swell (LEP, by area)2.0%
High-swell land (LEP 6%+)0.0%
Mapped soil369,849 acres
Soil seriesShare hereSeries nationally: high water table
Ithaca7%n/a
Coloma7%n/a
Spinks7%n/a
Remus6%n/a
Onekama6%n/a
Pipestone5%n/a
Midland County: 96%Clare County: 36%Mecosta County: 33%Gratiot County: 90%Montcalm County: 35%Gladwin County: 72%Osceola County: 33%Bay County: 96%Isabella County MidlandClareMecostaGratiotMontcalmGladwinOsceolaBayIsabella
Isabella County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas MI073 (2025-09-03)

What the numbers mean here

On 57% of Isabella County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 35.26 in, 1.68 in above the 1991-2020 average year of 33.58 in.

USDA rates 97% of the land very limited for septic absorption fields.

Drought

24.7% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 21 of the last 52 weeks; the most was 100% of its area, in 12 weeks, most recently on the January 6, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse100%
D1 moderate drought or worse24.7%
D2 severe or worse0%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

23 flood losses since 2016, $497,079 paid. The worst year was 2017, with 20.

YearFlood losses
20160
201720
20180
20192
20200
20210
20221
20230
20240
20250
2026 to date0

Rain

Average year, 1991-202033.58 in
12 months to August 202635.26 in (+1.68)
202524.97 in (-8.61)
Wettest year since 18952019: 44.95 in
Driest year since 18951930: 19.68 in
Days with 1 inch or more, normal at ALMA (20 mi away)6.4

Homes

Housing units28,660
Median year built1983
Built before 198047%
Built 2000 or later23%
Owner-occupied62%
Median value, owner-occupied$170,400
Single-family detached60%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Midland County, MI 23 mi 3% 96%
Clare County, MI 24 mi 0% 36%
Mecosta County, MI 25 mi 1% 33%
Gratiot County, MI 27 mi 2% 90%
Montcalm County, MI 28 mi 0% 35%
Gladwin County, MI 33 mi 2% 72%
Osceola County, MI 34 mi 1% 33%
Bay County, MI 43 mi under 1% 96%

Sources: USDA SSURGO (September 3, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status