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Monroe County, Missouri

A shallow water table limits basements on 85% of Monroe County's mapped land, a higher share than 93% of US counties. Shrink-swell clay limits houses without basements on 84%.

27.5% of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list no flood losses here since 2016. 55% of homes were built before 1980, against 50% nationally; the median home dates from 1976.

Data as of October 13, 2026 · sources

84%

expansive clay: shrink-swell limits slab homes

85%

high water table: limits basements

28%

in drought, October 13, 2026

55%

of homes built before 1980

Soil under Monroe County

Expansive clay (limits slab homes)83.6%
High water table (limits basements)85.3%
Septic fields very limited96.7%
Clay swell (LEP, by area)8.8%
High-swell land (LEP 6%+)80.8%
Mapped soil428,748 acres
Soil seriesShare hereSeries nationally: high water table
Mexico18%n/a
Armstrong14%over 99%
Leonard13%n/a
Keswick11%n/a
Putnam10%n/a
Lindley8%n/a
Shelby County: 91%Audrain County: 98%Ralls County: 75%Randolph County: 85%Marion County: 69%Macon County: 95%Boone County: 78%Lewis County: 81%Monroe County ShelbyAudrainRallsRandolphMarionMaconBooneLewisMonroe
Monroe County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas MO137 (2025-09-02)

What the numbers mean here

Clay swell averages a linear extensibility of 8.8% by land area here, and 81% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 84% of the mapped land.

Clay shrinks as it dries: 27.5% of the county is in drought on the latest map, and 84% of Monroe County's mapped land has shrink-swell clay.

On 85% of Monroe County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 35.74 in, 5.11 in below the 1991-2020 average year of 40.85 in.

USDA rates 97% of the land very limited for septic absorption fields.

Drought

27.5% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 18 of the last 52 weeks; the most was 100% of its area, in 9 weeks, most recently on the March 3, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse87.6%
D1 moderate drought or worse27.5%
D2 severe or worse0%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

FEMA's flood data list no flood losses in Monroe County since 2016.

Rain

Average year, 1991-202040.85 in
12 months to August 202635.74 in (-5.11)
202530.80 in (-10.05)
Wettest year since 18952008: 61.81 in
Driest year since 18951901: 22.72 in
Days with 1 inch or more, normal at SHELBINA (13 mi away)12

Homes

Housing units4,467
Median year built1976
Built before 198055%
Built 2000 or later20%
Owner-occupied74%
Median value, owner-occupied$149,300
Single-family detached75%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Shelby County, MO 21 mi 87% 91%
Audrain County, MO 21 mi 90% 98%
Ralls County, MO 26 mi 56% 75%
Randolph County, MO 26 mi 83% 85%
Marion County, MO 29 mi 53% 69%
Macon County, MO 37 mi 80% 95%
Boone County, MO 39 mi 71% 78%
Lewis County, MO 43 mi 63% 81%

Sources: USDA SSURGO (September 2, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status