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St. Louis County, Missouri

A shallow water table limits basements on 37% of St. Louis County's mapped land, a higher share than 56% of US counties. Shrink-swell clay limits houses without basements on 5%.

9% of the county is in drought on the October 13, 2026 Drought Monitor map, up from 0.6% a week earlier. FEMA's flood data list 1,291 flood losses here since 2016, 55% of them in buildings with basements. 69% of homes were built before 1980, against 50% nationally; the median home dates from 1969.

Data as of October 13, 2026 · sources

5%

expansive clay: shrink-swell limits slab homes

37%

high water table: limits basements

9%

in drought, October 13, 2026

69%

of homes built before 1980

Soil under St. Louis County

Expansive clay (limits slab homes)5.5%
High water table (limits basements)37.1%
Septic fields very limited60.1%
Clay swell (LEP, by area)4.4%
High-swell land (LEP 6%+)6.1%
Urban land, not rated32.9%
Mapped soil377,747 acres
Soil seriesShare hereSeries nationally: high water table
Harvester15%n/a
Menfro13%0%
Winfield8%n/a
Goss4%0%
Fishpot3%n/a
Freeburg2%n/a
St. Louis city: 32%St. Charles County: 62%Jefferson County: 34%Monroe County: 59%St. Clair County: 73%Jersey County: 53%Madison County: 73%Franklin County: 61%St. Louis County St. Louis citySt. CharlesJeffersonMonroeSt. ClairJerseyMadisonFranklinSt. Louis
St. Louis County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas MO189 (2025-09-02)

What the numbers mean here

On 37% of St. Louis County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 37.98 in, 4.34 in below the 1991-2020 average year of 42.32 in.

USDA rates 60% of the land very limited for septic absorption fields.

Drought

9% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 20 of the last 52 weeks; the most was 100% of its area, in 9 weeks, most recently on the February 10, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse100%
D1 moderate drought or worse9%
D2 severe or worse0%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

1,291 flood losses since 2016, $82.1 million paid. The worst year was 2022, with 592. Foundations of the buildings, where recorded: 55% basements, 36% slabs, 2% crawl spaces, 7% elevated. Median water depth outside the building: 25 in.

YearFlood losses
201663
2017207
20189
2019108
2020112
20216
2022592
202317
2024152
202519
2026 to date6

Rain

Average year, 1991-202042.32 in
12 months to August 202637.98 in (-4.34)
202537.61 in (-4.71)
Wettest year since 18952015: 57.01 in
Driest year since 18951953: 23.65 in
Days with 1 inch or more, normal at ST CHARLES 7 SSW (5 mi away)11.8

Homes

Housing units446,192
Median year built1969
Built before 198069%
Built 2000 or later11%
Owner-occupied69%
Median value, owner-occupied$276,800
Single-family detached72%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
St. Louis city, MO 11 mi 1% 32%
St. Charles County, MO 16 mi 41% 62%
Jefferson County, MO 27 mi 37% 34%
Monroe County, IL 29 mi 20% 59%
St. Clair County, IL 30 mi 28% 73%
Jersey County, IL 31 mi 22% 53%
Madison County, IL 32 mi 33% 73%
Franklin County, MO 37 mi 14% 61%

Sources: USDA SSURGO (September 2, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status