Cortland County, New York
A shallow water table limits basements on 62% of Cortland County's mapped land, a higher share than 75% of US counties. Shrink-swell clay limits houses without basements on 0%.
None of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 13 flood losses here since 2016. 74% of homes were built before 1980, against 50% nationally; the median home dates from 1961.
Data as of October 13, 2026 · sources
expansive clay: shrink-swell limits slab homes
high water table: limits basements
in drought, October 13, 2026
of homes built before 1980
Soil under Cortland County
| Expansive clay (limits slab homes) | 0.0% |
| High water table (limits basements) | 61.6% |
| Septic fields very limited | 98.2% |
| Clay swell (LEP, by area) | 1.4% |
| High-swell land (LEP 6%+) | 0.0% |
| Mapped soil | 320,800 acres |
| Soil series | Share here | Series nationally: high water table |
|---|---|---|
| Volusia | 13% | over 99% |
| Mardin | 12% | n/a |
| Mongaup | 12% | n/a |
| Ontusia | 9% | n/a |
| Willdin | 8% | n/a |
| Lordstown | 6% | n/a |
How we count · survey areas NY023 (2025-09-02)
What the numbers mean here
On 62% of Cortland County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.
Rain over the 12 months to August 2026: 43.02 in, 1.28 in below the 1991-2020 average year of 44.30 in.
USDA rates 98% of the land very limited for septic absorption fields.
Drought
0% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 2 of the last 52 weeks; the most was 83.8% of its area, on the October 28, 2025 map.
| Category, October 13, 2026 | Share of county |
|---|---|
| D0 abnormally dry or worse | 0% |
| D1 moderate drought or worse | 0% |
| D2 severe or worse | 0% |
| D3 extreme or worse | 0% |
| D4 exceptional | 0% |
Flood losses since 2016
13 flood losses since 2016, $583,917 paid. The worst year was 2017, with 4.
| Year | Flood losses |
|---|---|
| 2016 | 0 |
| 2017 | 4 |
| 2018 | 0 |
| 2019 | 2 |
| 2020 | 3 |
| 2021 | 2 |
| 2022 | 0 |
| 2023 | 0 |
| 2024 | 0 |
| 2025 | 0 |
| 2026 to date | 2 |
Rain
| Average year, 1991-2020 | 44.30 in |
| 12 months to August 2026 | 43.02 in (-1.28) |
| 2025 | 41.15 in (-3.15) |
| Wettest year since 1895 | 2011: 56.06 in |
| Driest year since 1895 | 1939: 32.16 in |
| Days with 1 inch or more, normal at FREEVILLE 1 NE (14 mi away) | 6.8 |
Homes
| Housing units | 20,841 |
| Median year built | 1961 |
| Built before 1980 | 74% |
| Built 2000 or later | 8% |
| Owner-occupied | 66% |
| Median value, owner-occupied | $162,100 |
| Single-family detached | 63% |
What repairs cost
Published ranges from cost guides, not quotes. More sources, and where they disagree.
Nearby counties
| Place | Distance | Expansive clay | High water table |
|---|---|---|---|
| Tompkins County, NY | 22 mi | under 1% | 70% |
| Chenango County, NY | 25 mi | 0% | 62% |
| Onondaga County, NY | 29 mi | 1% | 46% |
| Madison County, NY | 30 mi | 2% | 57% |
| Tioga County, NY | 31 mi | 0% | 56% |
| Broome County, NY | 32 mi | 0% | 69% |
| Cayuga County, NY | 38 mi | 3% | 56% |
| Seneca County, NY | 40 mi | 11% | 57% |
Sources: USDA SSURGO (September 2, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status