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Cumberland, Ohio
Inside Cumberland's city limits, a shallow water table limits basements on 72% of mapped land, the highest of 9 cities in Guernsey County. Shrink-swell clay limits houses without basements on 35%, the 4th-highest of 9 cities in Guernsey County.
That water-table share is above Guernsey County's 34%. FEMA's flood data list no flood losses since 2016 in ZIP code 43732 overlapping the city. Of its 139 homes, 91% were built before 1980; the median dates from 1939 or earlier.
Data as of October 13, 2026 · sources · in Guernsey County
expansive clay: shrink-swell limits slab homes
high water table: limits basements
flood losses since 2016 in 1 overlapping ZIP
of homes built before 1980
Basement waterproofing in Cumberland
Basement waterproofing in Cumberland: a shallow water table limits basements on 72% of Cumberland's mapped land, more than in 56% of Ohio cities.
About 100 of Cumberland's 139 homes are detached houses.
Soil under Cumberland city limits
| Expansive clay (limits slab homes) | 35.2% |
| High water table (limits basements) | 71.8% |
| Septic fields very limited | 89.6% |
| Clay swell (LEP, by area) | 4.2% |
| High-swell land (LEP 6%+) | 22.2% |
| Urban land, not rated | 1.6% |
| Mapped soil | 315 acres |
What the numbers mean here
Clay swell averages a linear extensibility of 4.2% by land area here, and 22% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 35% of the mapped land.
On 72% of Cumberland's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.
USDA rates 90% of the land very limited for septic absorption fields.
Drought in Guernsey County
0% of Guernsey County is in drought (D1 or worse) on the October 13, 2026 map. County detail.
Flood losses by ZIP code
FEMA flood records since 2016 in the ZIP codes that overlap Cumberland. ZIP areas reach past city limits.
| ZIP | Share of city land | Flood losses | Paid |
|---|---|---|---|
| 43732 | 100% | 0 | $0 |
Homes in Cumberland
| Housing units | 139 |
| Median year built | 1939 or earlier |
| Built before 1980 | 91% |
| Built 2000 or later | 6% |
| Owner-occupied | 86% |
| Median value, owner-occupied | $82,800 |
| Single-family detached | 84% |
Nearby cities
| Place | Distance | Expansive clay | High water table |
|---|---|---|---|
| Pleasant City | 7 mi | 21% | 68% |
| Belle Valley | 7 mi | 27% | 48% |
| Byesville | 10 mi | 3% | 21% |
| Caldwell | 11 mi | 19% | 51% |
| Sarahsville | 11 mi | 41% | 42% |
| New Concord | 11 mi | 12% | 43% |
| Norwich | 11 mi | 36% | 56% |
| Senecaville | 12 mi | 24% | 67% |
Sources: USDA SSURGO (August 5, 2026) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · Census ACS 2020-2024. Methods · Data status