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Lafayette, Ohio

Inside Lafayette's city limits, a shallow water table limits basements on 99% of mapped land, the 3rd-highest of 9 cities in Allen County. Shrink-swell clay limits houses without basements on 14%.

That water-table share is above Allen County's 93%. FEMA's flood data list no flood losses since 2016 in ZIP code 45854 overlapping the city. Of its 138 homes, 75% were built before 1980; the median dates from 1939 or earlier.

Data as of October 13, 2026 · sources · in Allen County

14%

expansive clay: shrink-swell limits slab homes

99%

high water table: limits basements

0

flood losses since 2016 in 1 overlapping ZIP

75%

of homes built before 1980

Basement waterproofing in Lafayette

Basement waterproofing in Lafayette: a shallow water table limits basements on 99% of Lafayette's mapped land, more than in 93% of Ohio cities.

In Allen County, 14% of the 37 flood-loss buildings with a recorded foundation type had basements.

About 100 of Lafayette's 138 homes are detached houses.

Soil under Lafayette city limits

Expansive clay (limits slab homes)14.2%
High water table (limits basements)99.1%
Septic fields very limited99.1%
Clay swell (LEP, by area)4.4%
High-swell land (LEP 6%+)0.5%
Mapped soil149 acres
Soil seriesShare hereSeries nationally: high water table
Blount41%over 99%
Glynwood33%over 99%
Pewamo14%99%
Shoals8%n/a
Sloan1%n/a
Lybrand1%n/a
Allen CountyLafayette
Lafayette city limits inside Allen County, shaded by the city's high water table share.under 10%10-25%25-40%40-60%60%+

How we count

What the numbers mean here

On 99% of Lafayette's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

USDA rates 99% of the land very limited for septic absorption fields.

Drought in Allen County

0% of Allen County is in drought (D1 or worse) on the October 13, 2026 map. County detail.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026

Flood losses by ZIP code

FEMA flood records since 2016 in the ZIP codes that overlap Lafayette. ZIP areas reach past city limits.

ZIPShare of city landFlood lossesPaid
45854100%0$0

Homes in Lafayette

Housing units138
Median year built1939 or earlier
Built before 198075%
Built 2000 or later19%
Owner-occupied78%
Median value, owner-occupied$121,300
Single-family detached97%

Nearby cities

PlaceDistanceExpansive clayHigh water table
Harrod 4 mi 25% 98%
Beaverdam 5 mi 16% 99%
Alger 7 mi 43% 100%
Ada 7 mi 43% over 99%
Lima 9 mi 12% 60%
Cairo 9 mi 21% over 99%
McGuffey 10 mi 9% 85%
Bluffton 10 mi 20% 89%

Sources: USDA SSURGO (August 5, 2026) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · Census ACS 2020-2024. Methods · Data status