HomeSouth DakotaClay County

Clay County, South Dakota

A shallow water table limits basements on 53% of Clay County's mapped land, a higher share than 69% of US counties. Shrink-swell clay limits houses without basements on 29%.

52.6% of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 1 flood losses here since 2016. 56% of homes were built before 1980, against 50% nationally; the median home dates from 1976.

Data as of October 13, 2026 · sources

29%

expansive clay: shrink-swell limits slab homes

53%

high water table: limits basements

53%

in drought, October 13, 2026

56%

of homes built before 1980

Soil under Clay County

Expansive clay (limits slab homes)28.8%
High water table (limits basements)53.1%
Septic fields very limited87.7%
Clay swell (LEP, by area)5.7%
High-swell land (LEP 6%+)31.4%
Mapped soil267,654 acres
Soil seriesShare hereSeries nationally: high water table
Egan19%n/a
Luton6%n/a
Trent6%n/a
Clarno6%0%
Chancellor6%n/a
Ethan6%n/a
Union County: 42%Yankton County: 30%Cedar County: 7%Lincoln County: 51%Turner County: 39%Dixon County: 9%Plymouth County: 27%Dakota County: 22%Clay County UnionYanktonCedarLincolnTurnerDixonPlymouthDakotaClay
Clay County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas SD027 (2025-09-10)

What the numbers mean here

Clay swell averages a linear extensibility of 5.7% by land area here, and 31% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 29% of the mapped land.

Clay shrinks as it dries: 52.6% of the county is in drought on the latest map, and 29% of Clay County's mapped land has shrink-swell clay.

On 53% of Clay County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 16.67 in, 11.31 in below the 1991-2020 average year of 27.98 in.

USDA rates 88% of the land very limited for septic absorption fields.

Drought

52.6% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 52 of the last 52 weeks; the most was 100% of its area, in 43 weeks, most recently on the September 8, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse100%
D1 moderate drought or worse52.6%
D2 severe or worse0%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

1 flood losses since 2016, $2,000 paid. The worst year was 2024, with 1.

YearFlood losses
20160
20170
20180
20190
20200
20210
20220
20230
20241
20250
2026 to date0

Rain

Average year, 1991-202027.98 in
12 months to August 202616.67 in (-11.31)
202526.29 in (-1.69)
Wettest year since 18951944: 39.31 in
Driest year since 18951976: 14.03 in
Days with 1 inch or more, normal at CENTERVILLE 6 SE (10 mi away)5.6

Homes

Housing units6,262
Median year built1976
Built before 198056%
Built 2000 or later28%
Owner-occupied51%
Median value, owner-occupied$232,300
Single-family detached53%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Union County, SD 18 mi 33% 42%
Yankton County, SD 22 mi 21% 30%
Cedar County, NE 26 mi 2% 7%
Lincoln County, SD 28 mi 28% 51%
Turner County, SD 28 mi 20% 39%
Dixon County, NE 30 mi 2% 9%
Plymouth County, IA 41 mi 8% 27%
Dakota County, NE 42 mi 13% 22%

Sources: USDA SSURGO (September 10, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status