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Sumner County, Tennessee

A shallow water table limits basements on 19% of Sumner County's mapped land. Shrink-swell clay limits houses without basements on 18%.

100% of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 179 flood losses here since 2016, 5% of them in buildings with basements. 31% of homes were built before 1980, against 50% nationally; the median home dates from 1995.

Data as of October 13, 2026 · sources

18%

expansive clay: shrink-swell limits slab homes

19%

high water table: limits basements

100%

in drought, October 13, 2026

31%

of homes built before 1980

Soil under Sumner County

Expansive clay (limits slab homes)17.7%
High water table (limits basements)18.6%
Septic fields very limited73.3%
Clay swell (LEP, by area)3.5%
High-swell land (LEP 6%+)18.5%
Urban land, not rated1.3%
Mapped soil348,100 acres
Soil seriesShare hereSeries nationally: high water table
Mimosa14%n/a
Sulphura12%n/a
Harpeth12%n/a
Sugargrove9%n/a
Dickson7%n/a
Sengtown6%n/a
Trousdale County: 10%Simpson County: 11%Wilson County: 14%Robertson County: 32%Allen County: 12%Macon County: 16%Davidson County: 8%Smith County: 3%Sumner County TrousdaleSimpsonWilsonRobertsonAllenMaconDavidsonSmithSumner
Sumner County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas TN165 (2025-08-29)

What the numbers mean here

Clay swell averages a linear extensibility of 3.5% by land area here, and 19% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 18% of the mapped land.

Clay shrinks as it dries: 100% of the county is in drought on the latest map, and 18% of Sumner County's mapped land has shrink-swell clay.

On 19% of Sumner County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 41.19 in, 11.73 in below the 1991-2020 average year of 52.92 in.

USDA rates 73% of the land very limited for septic absorption fields.

Drought

100% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 23 of the last 52 weeks; the most was 100% of its area, in 18 weeks, most recently on the October 13, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse100%
D1 moderate drought or worse100%
D2 severe or worse18.5%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

179 flood losses since 2016, $4.4 million paid. The worst year was 2024, with 49. Foundations of the buildings, where recorded: 5% basements, 21% slabs, 63% crawl spaces, 11% elevated. Median water depth outside the building: 16 in.

YearFlood losses
201649
201726
20182
201929
20208
20217
20221
20232
202449
20254
2026 to date2

Rain

Average year, 1991-202052.92 in
12 months to August 202641.19 in (-11.73)
202557.43 in (+4.51)
Wettest year since 18951979: 71.31 in
Driest year since 18951930: 33.94 in
Days with 1 inch or more, normal at BETHPAGE 1 S (7 mi away)16.1

Homes

Housing units83,236
Median year built1995
Built before 198031%
Built 2000 or later43%
Owner-occupied72%
Median value, owner-occupied$393,100
Single-family detached73%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Trousdale County, TN 17 mi 44% 10%
Simpson County, KY 21 mi 1% 11%
Wilson County, TN 23 mi 16% 14%
Robertson County, TN 24 mi 0% 32%
Allen County, KY 25 mi 0% 12%
Macon County, TN 26 mi 10% 16%
Davidson County, TN 27 mi 14% 8%
Smith County, TN 31 mi 41% 3%

Sources: USDA SSURGO (August 29, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status