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Floyd County, Texas

Shrink-swell clay limits houses without basements on 84% of Floyd County's mapped land, a higher share than 100% of US counties and the 2nd highest of 254 Texas counties. A shallow water table limits basements on 10%.

100% of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list no flood losses here since 2016. 85% of homes were built before 1980, against 50% nationally; the median home dates from 1962.

Data as of October 13, 2026 · sources

84%

expansive clay: shrink-swell limits slab homes

10%

high water table: limits basements

100%

in drought, October 13, 2026

85%

of homes built before 1980

Soil under Floyd County

Expansive clay (limits slab homes)84.0%
High water table (limits basements)10.0%
Septic fields very limited88.8%
Clay swell (LEP, by area)6.1%
High-swell land (LEP 6%+)82.0%
Mapped soil635,065 acres
Soil seriesShare hereSeries nationally: expansive clay
Pullman62%100%
Olton8%91%
Estacado4%n/a
Lofton4%n/a
Randall3%n/a
Pantex3%n/a
Motley County: 7%Hale County: 83%Briscoe County: 40%Crosby County: 54%Swisher County: 87%Dickens County: 11%Lubbock County: 42%Hall County: 1%Floyd County MotleyHaleBriscoeCrosbySwisherDickensLubbockHallFloyd
Floyd County (heavy outline) and nearby counties, shaded by expansive clay share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas TX153 (2025-09-04)

What the numbers mean here

Clay swell averages a linear extensibility of 6.1% by land area here, and 82% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 84% of the mapped land.

Clay shrinks as it dries: 100% of the county is in drought on the latest map, and 84% of Floyd County's mapped land has shrink-swell clay.

Rain over the 12 months to August 2026: 11.18 in, 9.78 in below the 1991-2020 average year of 20.96 in.

USDA rates 89% of the land very limited for septic absorption fields.

Drought

100% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 49 of the last 52 weeks; the most was 100% of its area, in 41 weeks, most recently on the October 13, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse100%
D1 moderate drought or worse100%
D2 severe or worse100%
D3 extreme or worse68.5%
D4 exceptional9.6%

Flood losses since 2016

FEMA's flood data list no flood losses in Floyd County since 2016.

Rain

Average year, 1991-202020.96 in
12 months to August 202611.18 in (-9.78)
202517.79 in (-3.17)
Wettest year since 18951941: 39.77 in
Driest year since 18952011: 7.66 in
Days with 1 inch or more, normal at FLOYDADA (6 mi away)5.2

Homes

Housing units2,592
Median year built1962
Built before 198085%
Built 2000 or later7%
Owner-occupied73%
Median value, owner-occupied$89,600
Single-family detached92%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Foundation repair, US $2,200 to $8,200 Fixr, January 27, 2026
Pier-and-beam repair, US $2,000 to $15,000 Fixr, January 27, 2026
Foundation inspection, US $300 to $600 Fixr, January 31, 2025

Cities in Floyd County

CityExpansive clayHigh water tableHomes
Floydadaover 99%4%1,206
Lockney97%under 1%803

Nearby counties

PlaceDistanceExpansive clayHigh water table
Motley County, TX 29 mi 7% under 1%
Hale County, TX 30 mi 83% 7%
Briscoe County, TX 32 mi 40% 8%
Crosby County, TX 32 mi 54% 4%
Swisher County, TX 40 mi 87% 10%
Dickens County, TX 43 mi 11% 1%
Lubbock County, TX 44 mi 42% 4%
Hall County, TX 49 mi 1% under 1%

Sources: USDA SSURGO (September 4, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status