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Franklin County, Florida

A shallow water table limits basements on 91% of Franklin County's mapped land, a higher share than 96% of US counties. Shrink-swell clay limits houses without basements on 5%.

None of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 927 flood losses here since 2016, 0% of them in buildings with basements. 33% of homes were built before 1980, against 50% nationally; the median home dates from 1988.

Data as of October 13, 2026 · sources

5%

expansive clay: shrink-swell limits slab homes

91%

high water table: limits basements

0%

in drought, October 13, 2026

33%

of homes built before 1980

Soil under Franklin County

Expansive clay (limits slab homes)4.8%
High water table (limits basements)91.0%
Septic fields very limited94.7%
Clay swell (LEP, by area)1.6%
High-swell land (LEP 6%+)5.4%
Mapped soil364,600 acres
Soil seriesShare hereSeries nationally: high water table
Scranton22%n/a
Rutlege12%n/a
Leon7%n/a
Plummer7%n/a
Meadowbrook5%n/a
Pamlico4%n/a
Gulf County: 92%Wakulla County: 76%Liberty County: 85%Calhoun County: 72%Bay County: 64%Leon County: 41%Gadsden County: 43%Jefferson County: 71%Franklin County GulfWakullaLibertyCalhounBayLeonGadsdenJeffersonFranklin
Franklin County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas FL037 (2025-08-27)

What the numbers mean here

On 91% of Franklin County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 42.94 in, 13.51 in below the 1991-2020 average year of 56.45 in.

USDA rates 95% of the land very limited for septic absorption fields.

Drought

0% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 41 of the last 52 weeks; the most was 100% of its area, in 39 weeks, most recently on the July 14, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse0%
D1 moderate drought or worse0%
D2 severe or worse0%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

927 flood losses since 2016, $20.6 million paid. The worst year was 2018, with 820. Foundations of the buildings, where recorded: 14% slabs, 4% crawl spaces, 82% elevated. Median water depth outside the building: 32 in.

YearFlood losses
201661
20171
2018820
20192
20202
20211
20221
20231
202438
20250
2026 to date0

Rain

Average year, 1991-202056.45 in
12 months to August 202642.94 in (-13.51)
202549.81 in (-6.64)
Wettest year since 18951959: 90.57 in
Driest year since 18951917: 36.53 in
Days with 1 inch or more, normal at APALACHICOLA AIRPORT (13 mi away)17.3

Homes

Housing units8,562
Median year built1988
Built before 198033%
Built 2000 or later31%
Owner-occupied81%
Median value, owner-occupied$273,300
Single-family detached69%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Gulf County, FL 30 mi 6% 92%
Wakulla County, FL 40 mi 1% 76%
Liberty County, FL 40 mi 1% 85%
Calhoun County, FL 54 mi 4% 72%
Bay County, FL 55 mi 0% 64%
Leon County, FL 63 mi 1% 41%
Gadsden County, FL 63 mi under 1% 43%
Jefferson County, FL 73 mi 0% 71%

Sources: USDA SSURGO (August 27, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status