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Indian River County, Florida

A shallow water table limits basements on 90% of Indian River County's mapped land, a higher share than 96% of US counties. Shrink-swell clay limits houses without basements on 1%.

None of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 353 flood losses here since 2016, 3% of them in buildings with basements. 26% of homes were built before 1980, against 50% nationally; the median home dates from 1991.

Data as of October 13, 2026 · sources

1%

expansive clay: shrink-swell limits slab homes

90%

high water table: limits basements

0%

in drought, October 13, 2026

26%

of homes built before 1980

Soil under Indian River County

Expansive clay (limits slab homes)1.3%
High water table (limits basements)89.9%
Septic fields very limited91.8%
Clay swell (LEP, by area)1.8%
High-swell land (LEP 6%+)1.3%
Mapped soil343,525 acres
Soil seriesShare hereSeries nationally: high water table
Riviera10%n/a
Terra Ceia9%n/a
Wabasso7%n/a
Myakka7%100%
EauGallie7%n/a
Pineda7%n/a
St. Lucie County: 89%Okeechobee County: 85%Martin County: 75%Brevard County: 78%Osceola County: 88%Highlands County: 80%Glades County: 75%Polk County: 68%Indian River County St. LucieOkeechobeeMartinBrevardOsceolaHighlandsGladesPolkIndian River
Indian River County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas FL061 (2025-08-28)

What the numbers mean here

On 90% of Indian River County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 54.21 in, 1.83 in above the 1991-2020 average year of 52.38 in.

USDA rates 92% of the land very limited for septic absorption fields.

Drought

0% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 39 of the last 52 weeks; the most was 100% of its area, in 23 weeks, most recently on the June 2, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse0%
D1 moderate drought or worse0%
D2 severe or worse0%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

353 flood losses since 2016, $11.3 million paid. The worst year was 2017, with 128. Foundations of the buildings, where recorded: 3% basements, 84% slabs, 3% crawl spaces, 9% elevated. Median water depth outside the building: 9 in.

YearFlood losses
2016106
2017128
20182
20195
202011
20210
202215
202310
202471
20255
2026 to date0

Rain

Average year, 1991-202052.38 in
12 months to August 202654.21 in (+1.83)
202542.21 in (-10.17)
Wettest year since 18951947: 75.67 in
Driest year since 18951967: 34.85 in
Days with 1 inch or more, normal at VERO BEACH 4SE (10 mi away)15.3

Homes

Housing units86,440
Median year built1991
Built before 198026%
Built 2000 or later37%
Owner-occupied80%
Median value, owner-occupied$351,500
Single-family detached66%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
St. Lucie County, FL 22 mi 0% 89%
Okeechobee County, FL 29 mi 0% 85%
Martin County, FL 43 mi under 1% 75%
Brevard County, FL 43 mi 3% 78%
Osceola County, FL 44 mi 1% 88%
Highlands County, FL 54 mi 0% 80%
Glades County, FL 64 mi 0% 75%
Polk County, FL 72 mi 6% 68%

Sources: USDA SSURGO (August 28, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status