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Jo Daviess County, Illinois

A shallow water table limits basements on 20% of Jo Daviess County's mapped land. Shrink-swell clay limits houses without basements on 17%.

None of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 12 flood losses here since 2016. 55% of homes were built before 1980, against 50% nationally; the median home dates from 1976.

Data as of October 13, 2026 · sources

17%

expansive clay: shrink-swell limits slab homes

20%

high water table: limits basements

0%

in drought, October 13, 2026

55%

of homes built before 1980

Soil under Jo Daviess County

Expansive clay (limits slab homes)16.7%
High water table (limits basements)19.9%
Septic fields very limited77.8%
Clay swell (LEP, by area)4.7%
High-swell land (LEP 6%+)23.6%
Mapped soil395,985 acres
Soil seriesShare hereSeries nationally: high water table
Fayette13%0%
Rozetta8%n/a
Palsgrove8%n/a
Lacrescent7%n/a
Dubuque6%n/a
Greenbush5%n/a
Lafayette County: 14%Jackson County: 18%Carroll County: 17%Stephenson County: 24%Dubuque County: 25%Clinton County: 44%Green County: 19%Grant County: 11%Jo Daviess County LafayetteJacksonCarrollStephensonDubuqueClintonGreenGrantJo Daviess
Jo Daviess County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas IL085 (2025-08-31)

What the numbers mean here

Clay swell averages a linear extensibility of 4.7% by land area here, and 24% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 17% of the mapped land.

On 20% of Jo Daviess County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 32.63 in, 6.11 in below the 1991-2020 average year of 38.74 in.

USDA rates 78% of the land very limited for septic absorption fields.

Drought

0% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 28 of the last 52 weeks; the most was 100% of its area, in 3 weeks, most recently on the March 10, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse0%
D1 moderate drought or worse0%
D2 severe or worse0%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

12 flood losses since 2016, $241,362 paid. The worst year was 2017, with 5.

YearFlood losses
20160
20175
20183
20192
20200
20210
20221
20231
20240
20250
2026 to date0

Rain

Average year, 1991-202038.74 in
12 months to August 202632.63 in (-6.11)
202531.38 in (-7.36)
Wettest year since 18952018: 53.18 in
Driest year since 18951910: 18.99 in
Days with 1 inch or more, normal at ELIZABETH (3 mi away)10.6

Homes

Housing units13,440
Median year built1976
Built before 198055%
Built 2000 or later18%
Owner-occupied80%
Median value, owner-occupied$209,900
Single-family detached83%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Lafayette County, WI 21 mi 29% 14%
Jackson County, IA 23 mi 1% 18%
Carroll County, IL 25 mi 13% 17%
Stephenson County, IL 28 mi 13% 24%
Dubuque County, IA 35 mi 9% 25%
Clinton County, IA 36 mi 15% 44%
Green County, WI 38 mi 30% 19%
Grant County, WI 43 mi 23% 11%

Sources: USDA SSURGO (August 31, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status