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Winnebago County, Illinois

A shallow water table limits basements on 28% of Winnebago County's mapped land. Shrink-swell clay limits houses without basements on 9%.

None of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 232 flood losses here since 2016, 59% of them in buildings with basements. 63% of homes were built before 1980, against 50% nationally; the median home dates from 1971.

Data as of October 13, 2026 · sources

9%

expansive clay: shrink-swell limits slab homes

28%

high water table: limits basements

0%

in drought, October 13, 2026

63%

of homes built before 1980

Soil under Winnebago County

Expansive clay (limits slab homes)9.0%
High water table (limits basements)28.1%
Septic fields very limited68.7%
Clay swell (LEP, by area)4.3%
High-swell land (LEP 6%+)7.8%
Urban land, not rated1.1%
Mapped soil332,235 acres
Soil seriesShare hereSeries nationally: high water table
Griswold8%n/a
Osco5%3%
Comfrey5%n/a
Ogle4%n/a
Plano4%n/a
Jasper4%n/a
Boone County: 55%Ogle County: 35%Rock County: 31%Stephenson County: 24%Green County: 19%McHenry County: 54%DeKalb County: 98%Walworth County: 33%Winnebago County BooneOgleRockStephensonGreenMcHenryDeKalbWalworthWinnebago
Winnebago County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas IL201 (2025-09-01)

What the numbers mean here

On 28% of Winnebago County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 32.10 in, 5.32 in below the 1991-2020 average year of 37.42 in.

USDA rates 69% of the land very limited for septic absorption fields.

Drought

0% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 26 of the last 52 weeks; the most was 100% of its area, in 2 weeks, most recently on the June 9, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse0%
D1 moderate drought or worse0%
D2 severe or worse0%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

232 flood losses since 2016, $6.1 million paid. The worst year was 2019, with 113. Foundations of the buildings, where recorded: 59% basements, 17% slabs, 15% crawl spaces, 9% elevated. Median water depth outside the building: 13 in.

YearFlood losses
20161
201726
201835
2019113
20201
20212
20222
20230
202450
20251
2026 to date1

Rain

Average year, 1991-202037.42 in
12 months to August 202632.10 in (-5.32)
202530.86 in (-6.56)
Wettest year since 18952019: 49.13 in
Driest year since 18951901: 20.04 in
Days with 1 inch or more, normal at ROCKFORD GTR ROCKFORD AP (11 mi away)8.8

Homes

Housing units125,002
Median year built1971
Built before 198063%
Built 2000 or later14%
Owner-occupied66%
Median value, owner-occupied$164,500
Single-family detached70%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Boone County, IL 17 mi 6% 55%
Ogle County, IL 22 mi 10% 35%
Rock County, WI 23 mi 5% 31%
Stephenson County, IL 26 mi 13% 24%
Green County, WI 32 mi 30% 19%
McHenry County, IL 36 mi 2% 54%
DeKalb County, IL 37 mi 28% 98%
Walworth County, WI 39 mi under 1% 33%

Sources: USDA SSURGO (September 1, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status