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Hancock County, Kentucky

A shallow water table limits basements on 36% of Hancock County's mapped land, a higher share than 55% of US counties. Shrink-swell clay limits houses without basements on 1%.

None of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 7 flood losses here since 2016. 49% of homes were built before 1980, against 50% nationally; the median home dates from 1981.

Data as of October 13, 2026 · sources

1%

expansive clay: shrink-swell limits slab homes

36%

high water table: limits basements

0%

in drought, October 13, 2026

49%

of homes built before 1980

Soil under Hancock County

Expansive clay (limits slab homes)1.4%
High water table (limits basements)36.4%
Septic fields very limited81.0%
Clay swell (LEP, by area)2.2%
High-swell land (LEP 6%+)1.1%
Mapped soil128,224 acres
Soil seriesShare hereSeries nationally: high water table
Wellston25%under 1%
Frondorf13%n/a
Zanesville9%97%
Belknap7%n/a
Hosmer5%over 99%
Alford4%n/a
Spencer County: 66%Daviess County: 64%Perry County: 48%Breckinridge County: 28%Ohio County: 42%Warrick County: 60%Meade County: 12%McLean County: 81%Hancock County SpencerDaviessPerryBreckinridgeOhioWarrickMeadeMcLeanHancock
Hancock County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas KY615 (2025-09-08)

What the numbers mean here

On 36% of Hancock County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 50.57 in, 0.29 in above the 1991-2020 average year of 50.28 in.

USDA rates 81% of the land very limited for septic absorption fields.

Drought

0% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 12 of the last 52 weeks; the most was 100% of its area, in 4 weeks, most recently on the May 19, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse100%
D1 moderate drought or worse0%
D2 severe or worse0%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

7 flood losses since 2016, $25,999 paid. The worst year was 2025, with 3.

YearFlood losses
20160
20170
20182
20191
20200
20210
20220
20230
20240
20253
2026 to date1

Rain

Average year, 1991-202050.28 in
12 months to August 202650.57 in (+0.29)
202560.36 in (+10.08)
Wettest year since 18951979: 69.82 in
Driest year since 18951930: 28.68 in
Days with 1 inch or more, normal at CANNELTON (6 mi away)14.2

Homes

Housing units3,928
Median year built1981
Built before 198049%
Built 2000 or later22%
Owner-occupied77%
Median value, owner-occupied$141,200
Single-family detached69%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Spencer County, IN 17 mi 3% 66%
Daviess County, KY 18 mi 7% 64%
Perry County, IN 19 mi 27% 48%
Breckinridge County, KY 20 mi under 1% 28%
Ohio County, KY 25 mi 2% 42%
Warrick County, IN 31 mi 6% 60%
Meade County, KY 33 mi 1% 12%
McLean County, KY 34 mi 16% 81%

Sources: USDA SSURGO (September 8, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status