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Jefferson County, Kentucky

A shallow water table limits basements on 22% of Jefferson County's mapped land. Shrink-swell clay limits houses without basements on 2%.

None of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 662 flood losses here since 2016, 23% of them in buildings with basements. 62% of homes were built before 1980, against 50% nationally; the median home dates from 1972.

Data as of October 13, 2026 · sources

2%

expansive clay: shrink-swell limits slab homes

22%

high water table: limits basements

0%

in drought, October 13, 2026

62%

of homes built before 1980

Soil under Jefferson County

Expansive clay (limits slab homes)1.6%
High water table (limits basements)21.7%
Septic fields very limited42.8%
Clay swell (LEP, by area)3.7%
High-swell land (LEP 6%+)5.8%
Urban land, not rated34.5%
Mapped soil254,656 acres
Soil seriesShare hereSeries nationally: high water table
Crider6%0%
Shrouts5%n/a
Beasley5%n/a
Faywood3%n/a
Caneyville2%n/a
Carpenter2%n/a
Bullitt County: 21%Floyd County: 20%Oldham County: 17%Clark County: 44%Spencer County: 7%Shelby County: 12%Harrison County: 17%Nelson County: 14%Jefferson County BullittFloydOldhamClarkSpencerShelbyHarrisonNelsonJefferson
Jefferson County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas KY111 (2025-09-08)

What the numbers mean here

On 22% of Jefferson County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 48.84 in, 1.22 in below the 1991-2020 average year of 50.06 in.

Drought

0% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 5 of the last 52 weeks; the most was 22.9% of its area, on the April 21, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse86.9%
D1 moderate drought or worse0%
D2 severe or worse0%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

662 flood losses since 2016, $29.1 million paid. The worst year was 2018, with 289. Foundations of the buildings, where recorded: 23% basements, 22% slabs, 11% crawl spaces, 43% elevated. Median water depth outside the building: 24 in.

YearFlood losses
20163
20178
2018289
201944
202014
202127
20222
202312
20243
2025251
2026 to date9

Rain

Average year, 1991-202050.06 in
12 months to August 202648.84 in (-1.22)
202554.01 in (+3.95)
Wettest year since 18952011: 69.32 in
Driest year since 18951930: 26.61 in
Days with 1 inch or more, normal at LOUISVILLE INTL AP (4 mi away)12.8

Homes

Housing units359,710
Median year built1972
Built before 198062%
Built 2000 or later20%
Owner-occupied62%
Median value, owner-occupied$248,400
Single-family detached64%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Bullitt County, KY 16 mi 13% 21%
Floyd County, IN 16 mi 27% 20%
Oldham County, KY 18 mi 7% 17%
Clark County, IN 20 mi 13% 44%
Spencer County, KY 22 mi 23% 7%
Shelby County, KY 24 mi 47% 12%
Harrison County, IN 24 mi 53% 17%
Nelson County, KY 29 mi 16% 14%

Sources: USDA SSURGO (September 8, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status