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Mackinac County, Michigan

A shallow water table limits basements on 68% of Mackinac County's mapped land, a higher share than 80% of US counties. Shrink-swell clay limits houses without basements on 4%.

100% of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 3 flood losses here since 2016. 56% of homes were built before 1980, against 50% nationally; the median home dates from 1976.

Data as of October 13, 2026 · sources

4%

expansive clay: shrink-swell limits slab homes

68%

high water table: limits basements

100%

in drought, October 13, 2026

56%

of homes built before 1980

Soil under Mackinac County

Expansive clay (limits slab homes)4.4%
High water table (limits basements)67.7%
Septic fields very limited97.3%
Clay swell (LEP, by area)1.3%
High-swell land (LEP 6%+)7.0%
Mapped soil698,937 acres
Soil seriesShare hereSeries nationally: high water table
Wallace7%n/a
Lupton6%n/a
Carbondale4%n/a
Finch4%n/a
Cathro3%n/a
Tawas3%n/a
Luce County: 58%Chippewa County: 73%Charlevoix County: 25%Emmet County: 23%Schoolcraft County: 69%Cheboygan County: 44%Alger County: 50%Leelanau County: 12%Mackinac County LuceChippewaCharlevoixEmmetSchoolcraftCheboyganAlgerLeelanauMackinac
Mackinac County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas MI097 (2025-09-04)

What the numbers mean here

On 68% of Mackinac County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 35.95 in, 2.36 in above the 1991-2020 average year of 33.59 in.

USDA rates 97% of the land very limited for septic absorption fields.

Drought

100% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 6 of the last 52 weeks; the most was 100% of its area, in 2 weeks, most recently on the October 13, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse100%
D1 moderate drought or worse100%
D2 severe or worse62.8%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

3 flood losses since 2016, $6,641 paid. The worst year was 2020, with 2.

YearFlood losses
20160
20171
20180
20190
20202
20210
20220
20230
20240
20250
2026 to date0

Rain

Average year, 1991-202033.59 in
12 months to August 202635.95 in (+2.36)
202536.30 in (+2.71)
Wettest year since 18952019: 42.94 in
Driest year since 18951925: 21.98 in
Days with 1 inch or more, normal at TAHQUAMENON FALLS SP (30 mi away)5.4

Homes

Housing units10,597
Median year built1976
Built before 198056%
Built 2000 or later17%
Owner-occupied78%
Median value, owner-occupied$174,500
Single-family detached82%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Luce County, MI 26 mi 2% 58%
Chippewa County, MI 39 mi 15% 73%
Charlevoix County, MI 40 mi under 1% 25%
Emmet County, MI 43 mi under 1% 23%
Schoolcraft County, MI 46 mi under 1% 69%
Cheboygan County, MI 62 mi 2% 44%
Alger County, MI 69 mi under 1% 50%
Leelanau County, MI 79 mi under 1% 12%

Sources: USDA SSURGO (September 4, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status