HomeMichiganEmmet County

Emmet County, Michigan

A shallow water table limits basements on 23% of Emmet County's mapped land. Shrink-swell clay limits houses without basements on under 1%.

22.3% of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 6 flood losses here since 2016. 42% of homes were built before 1980, against 50% nationally; the median home dates from 1985.

Data as of October 13, 2026 · sources

<1%

expansive clay: shrink-swell limits slab homes

23%

high water table: limits basements

22%

in drought, October 13, 2026

42%

of homes built before 1980

Soil under Emmet County

Expansive clay (limits slab homes)0.1%
High water table (limits basements)23.4%
Septic fields very limited95.1%
Clay swell (LEP, by area)1.5%
High-swell land (LEP 6%+)0.3%
Mapped soil309,997 acres
Soil seriesShare hereSeries nationally: high water table
Blue Lake28%n/a
Emmet14%n/a
Leelanau10%n/a
Kalkaska6%n/a
East Lake5%n/a
Carbondale5%n/a
Cheboygan County: 44%Charlevoix County: 25%Antrim County: 16%Mackinac County: 68%Otsego County: 21%Chippewa County: 73%Montmorency County: 36%Leelanau County: 12%Emmet County CheboyganCharlevoixAntrimMackinacOtsegoChippewaMontmorencyLeelanauEmmet
Emmet County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas MI047 (2025-09-03)

What the numbers mean here

On 23% of Emmet County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 39.55 in, 6.44 in above the 1991-2020 average year of 33.11 in.

USDA rates 95% of the land very limited for septic absorption fields.

Drought

22.3% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 2 of the last 52 weeks; the most was 22.3% of its area, in 2 weeks, most recently on the October 13, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse100%
D1 moderate drought or worse22.3%
D2 severe or worse0%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

6 flood losses since 2016, $18,167 paid. The worst year was 2026, with 3.

YearFlood losses
20160
20170
20180
20190
20202
20210
20221
20230
20240
20250
2026 to date3

Rain

Average year, 1991-202033.11 in
12 months to August 202639.55 in (+6.44)
202537.63 in (+4.52)
Wettest year since 18951900: 41.15 in
Driest year since 18951925: 20.66 in
Days with 1 inch or more, normal at CROSS VILLAGE 1E (4 mi away)4.9

Homes

Housing units21,979
Median year built1985
Built before 198042%
Built 2000 or later22%
Owner-occupied77%
Median value, owner-occupied$315,700
Single-family detached74%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Cheboygan County, MI 25 mi 2% 44%
Charlevoix County, MI 27 mi under 1% 25%
Antrim County, MI 41 mi under 1% 16%
Mackinac County, MI 43 mi 4% 68%
Otsego County, MI 44 mi under 1% 21%
Chippewa County, MI 55 mi 15% 73%
Montmorency County, MI 57 mi 2% 36%
Leelanau County, MI 60 mi under 1% 12%

Sources: USDA SSURGO (September 3, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status