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Pontotoc County, Mississippi

A shallow water table limits basements on 77% of Pontotoc County's mapped land, a higher share than 86% of US counties. Shrink-swell clay limits houses without basements on 30%.

100% of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 1 flood losses here since 2016. 39% of homes were built before 1980, against 50% nationally; the median home dates from 1989.

Data as of October 13, 2026 · sources

30%

expansive clay: shrink-swell limits slab homes

77%

high water table: limits basements

100%

in drought, October 13, 2026

39%

of homes built before 1980

Soil under Pontotoc County

Expansive clay (limits slab homes)30.3%
High water table (limits basements)76.6%
Septic fields very limited98.3%
Clay swell (LEP, by area)3.9%
High-swell land (LEP 6%+)31.9%
Mapped soil309,029 acres
Soil seriesShare hereSeries nationally: high water table
Providence15%n/a
Falkner7%n/a
Arkabutla7%n/a
Ora7%n/a
Tippah6%n/a
Mayhew6%n/a
Union County: 50%Lee County: 61%Chickasaw County: 86%Calhoun County: 69%Lafayette County: 33%Tippah County: 49%Itawamba County: 42%Monroe County: 72%Pontotoc County UnionLeeChickasawCalhounLafayetteTippahItawambaMonroePontotoc
Pontotoc County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas MS115 (2025-09-08)

What the numbers mean here

Clay swell averages a linear extensibility of 3.9% by land area here, and 32% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 30% of the mapped land.

Clay shrinks as it dries: 100% of the county is in drought on the latest map, and 30% of Pontotoc County's mapped land has shrink-swell clay.

On 77% of Pontotoc County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 41.05 in, 16.97 in below the 1991-2020 average year of 58.02 in.

USDA rates 98% of the land very limited for septic absorption fields.

Drought

100% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 34 of the last 52 weeks; the most was 100% of its area, in 9 weeks, most recently on the October 13, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse100%
D1 moderate drought or worse100%
D2 severe or worse49.2%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

1 flood losses since 2016, $41,323 paid. The worst year was 2019, with 1.

YearFlood losses
20160
20170
20180
20191
20200
20210
20220
20230
20240
20250
2026 to date0

Rain

Average year, 1991-202058.02 in
12 months to August 202641.05 in (-16.97)
202555.54 in (-2.48)
Wettest year since 18951991: 83.57 in
Driest year since 18951943: 36.24 in
Days with 1 inch or more, normal at PONTOTOC (3 mi away)19.1

Homes

Housing units14,221
Median year built1989
Built before 198039%
Built 2000 or later33%
Owner-occupied70%
Median value, owner-occupied$157,100
Single-family detached65%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Union County, MS 18 mi 9% 50%
Lee County, MS 21 mi 28% 61%
Chickasaw County, MS 21 mi 31% 86%
Calhoun County, MS 26 mi 11% 69%
Lafayette County, MS 27 mi 14% 33%
Tippah County, MS 38 mi 14% 49%
Itawamba County, MS 39 mi 2% 42%
Monroe County, MS 39 mi 28% 72%

Sources: USDA SSURGO (September 8, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status