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Milford, Ohio
Inside Milford's city limits, a shallow water table limits basements on 32% of mapped land. Shrink-swell clay limits houses without basements on 3%, the 5th-highest of 10 cities in Clermont County.
That water-table share is below Clermont County's 67%. USDA doesn't rate the 27% of mapped land classed as urban land, so these shares are floors. FEMA's flood data list 7 flood losses since 2016 in ZIP code 45150 overlapping the city. Of its 3,490 homes, 70% were built before 1980; the median dates from 1968.
Data as of October 13, 2026 · sources · in Clermont County
expansive clay: shrink-swell limits slab homes
high water table: limits basements
flood losses since 2016 in 1 overlapping ZIP
of homes built before 1980
Basement waterproofing in Milford
Basement waterproofing in Milford: a shallow water table limits basements on 32% of Milford's mapped land, and the ZIP code overlapping Milford logged 7 FEMA flood losses since 2016.
In Clermont County, 43% of the 35 flood-loss buildings with a recorded foundation type had basements.
About 1,500 of Milford's 3,490 homes are detached houses.
Soil under Milford city limits
| Expansive clay (limits slab homes) | 2.6% |
| High water table (limits basements) | 31.5% |
| Septic fields very limited | 67.4% |
| Clay swell (LEP, by area) | 3.6% |
| High-swell land (LEP 6%+) | 4.4% |
| Urban land, not rated | 26.9% |
| Mapped soil | 2,455 acres |
What the numbers mean here
On 32% of Milford's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.
USDA rates 67% of the land very limited for septic absorption fields.
Drought in Clermont County
0% of Clermont County is in drought (D1 or worse) on the October 13, 2026 map. County detail.
Flood losses by ZIP code
FEMA flood records since 2016 in the ZIP codes that overlap Milford. ZIP areas reach past city limits.
| ZIP | Share of city land | Flood losses | Paid |
|---|---|---|---|
| 45150 | 97% | 7 | $109,449 |
Homes in Milford
| Housing units | 3,490 |
| Median year built | 1968 |
| Built before 1980 | 70% |
| Built 2000 or later | 13% |
| Owner-occupied | 50% |
| Median value, owner-occupied | $238,700 |
| Single-family detached | 43% |
Nearby cities
| Place | Distance | Expansive clay | High water table |
|---|---|---|---|
| Terrace Park | 2 mi | 1% | 1% |
| The Village of Indian Hill | 3 mi | 13% | 17% |
| Newtown | 5 mi | 3% | 1% |
| Madeira | 5 mi | 8% | 7% |
| Mariemont | 5 mi | 7% | 4% |
| Fairfax | 6 mi | 5% | 1% |
| Silverton | 6 mi | 5% | 4% |
| Deer Park | 7 mi | under 1% | 4% |
Sources: USDA SSURGO (August 5, 2026) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · Census ACS 2020-2024. Methods · Data status