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Terrace Park, Ohio

Inside Terrace Park's city limits, a shallow water table limits basements on 1% of mapped land. Shrink-swell clay limits houses without basements on 1%.

That water-table share is below Hamilton County's 9%. USDA doesn't rate the 32% of mapped land classed as urban land, so these shares are floors. FEMA's flood data list 2 flood losses since 2016 in ZIP code 45174 overlapping the city. Of its 762 homes, 82% were built before 1980; the median dates from 1954.

Data as of October 13, 2026 · sources · in Hamilton County

1%

expansive clay: shrink-swell limits slab homes

1%

high water table: limits basements

2

flood losses since 2016 in 1 overlapping ZIP

82%

of homes built before 1980

Basement waterproofing in Terrace Park

Basement waterproofing in Terrace Park: a shallow water table limits basements on 1% of Terrace Park's mapped land, and the ZIP code overlapping Terrace Park logged 2 FEMA flood losses since 2016.

In Hamilton County, 52% of the 251 flood-loss buildings with a recorded foundation type had basements.

About 800 of Terrace Park's 762 homes are detached houses.

PricesCost guide ranges compared

Soil under Terrace Park city limits

Expansive clay (limits slab homes)1.3%
High water table (limits basements)1.0%
Septic fields very limited54.6%
Clay swell (LEP, by area)3.3%
High-swell land (LEP 6%+)0.7%
Urban land, not rated31.7%
Mapped soil795 acres
Soil seriesShare hereSeries nationally: high water table
Stonelick10%n/a
Ross8%n/a
Eldean7%0%
Eden4%0%
Casco4%n/a
Lanier2%n/a
Hamilton CountyTerrace Park
Terrace Park city limits inside Hamilton County, shaded by the city's high water table share.under 10%10-25%25-40%40-60%60%+

How we count

What the numbers mean here

USDA rates 55% of the land very limited for septic absorption fields.

With shrink-swell clay on 1% and a shallow water table on 1% of the land, the soil survey points to neither problem across most of Terrace Park; conditions still vary lot by lot.

Drought in Hamilton County

0% of Hamilton County is in drought (D1 or worse) on the October 13, 2026 map. County detail.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026

Flood losses by ZIP code

FEMA flood records since 2016 in the ZIP codes that overlap Terrace Park. ZIP areas reach past city limits.

ZIPShare of city landFlood lossesPaid
45174100%2$64,982

Homes in Terrace Park

Housing units762
Median year built1954
Built before 198082%
Built 2000 or later6%
Owner-occupied97%
Median value, owner-occupied$606,600
Single-family detached99%

Nearby cities

PlaceDistanceExpansive clayHigh water table
Milford 2 mi 3% 32%
The Village of Indian Hill 2 mi 13% 17%
Newtown 3 mi 3% 1%
Mariemont 4 mi 7% 4%
Madeira 4 mi 8% 7%
Fairfax 5 mi 5% 1%
Silverton 5 mi 5% 4%
Deer Park 6 mi under 1% 4%

Sources: USDA SSURGO (August 5, 2026) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · Census ACS 2020-2024. Methods · Data status