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Tipp City, Ohio
Inside Tipp City's city limits, a shallow water table limits basements on 56% of mapped land. Shrink-swell clay limits houses without basements on 18%, the 4th-highest of 12 cities in Miami County.
That water-table share is below Miami County's 81%. FEMA's flood data list 5 flood losses since 2016 in ZIP code 45371 overlapping the city. Of its 4,419 homes, 50% were built before 1980; the median dates from 1981.
Data as of October 13, 2026 · sources · in Miami County
expansive clay: shrink-swell limits slab homes
high water table: limits basements
flood losses since 2016 in 1 overlapping ZIP
of homes built before 1980
Basement waterproofing in Tipp City
Basement waterproofing in Tipp City: a shallow water table limits basements on 56% of Tipp City's mapped land, and the ZIP code overlapping Tipp City logged 5 FEMA flood losses since 2016.
About 3,200 of Tipp City's 4,419 homes are detached houses.
Soil under Tipp City city limits
| Expansive clay (limits slab homes) | 17.8% |
| High water table (limits basements) | 56.2% |
| Septic fields very limited | 94.8% |
| Clay swell (LEP, by area) | 4.7% |
| High-swell land (LEP 6%+) | 6.2% |
| Mapped soil | 5,344 acres |
What the numbers mean here
Clay swell averages a linear extensibility of 4.7% by land area here, and 6% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 18% of the mapped land.
On 56% of Tipp City's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.
USDA rates 95% of the land very limited for septic absorption fields.
Drought in Miami County
0% of Miami County is in drought (D1 or worse) on the October 13, 2026 map. County detail.
Flood losses by ZIP code
FEMA flood records since 2016 in the ZIP codes that overlap Tipp City. ZIP areas reach past city limits.
| ZIP | Share of city land | Flood losses | Paid |
|---|---|---|---|
| 45371 | 91% | 5 | $62,632 |
Homes in Tipp City
| Housing units | 4,419 |
| Median year built | 1981 |
| Built before 1980 | 50% |
| Built 2000 or later | 19% |
| Owner-occupied | 70% |
| Median value, owner-occupied | $273,500 |
| Single-family detached | 73% |
Nearby cities
| Place | Distance | Expansive clay | High water table |
|---|---|---|---|
| Troy | 6 mi | 13% | 61% |
| Vandalia | 6 mi | 11% | 73% |
| Casstown | 7 mi | 0% | 37% |
| West Milton | 7 mi | 21% | 38% |
| Union | 8 mi | 18% | 50% |
| Huber Heights | 8 mi | 14% | 67% |
| Ludlow Falls | 8 mi | 3% | 16% |
| New Carlisle | 9 mi | 44% | 32% |
Sources: USDA SSURGO (August 5, 2026) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · Census ACS 2020-2024. Methods · Data status