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Covington, Ohio
Inside Covington's city limits, a shallow water table limits basements on 44% of mapped land. Shrink-swell clay limits houses without basements on 15%, the 5th-highest of 12 cities in Miami County.
That water-table share is below Miami County's 81%. FEMA's flood data list 1 flood losses since 2016 in ZIP code 45318 overlapping the city. Of its 1,106 homes, 87% were built before 1980; the median dates from 1948.
Data as of October 13, 2026 · sources · in Miami County
expansive clay: shrink-swell limits slab homes
high water table: limits basements
flood losses since 2016 in 1 overlapping ZIP
of homes built before 1980
Basement waterproofing in Covington
Basement waterproofing in Covington: a shallow water table limits basements on 44% of Covington's mapped land, and the ZIP code overlapping Covington logged 1 FEMA flood losses since 2016.
About 800 of Covington's 1,106 homes are detached houses.
Soil under Covington city limits
| Expansive clay (limits slab homes) | 14.9% |
| High water table (limits basements) | 43.7% |
| Septic fields very limited | 90.8% |
| Clay swell (LEP, by area) | 4.6% |
| High-swell land (LEP 6%+) | 6.8% |
| Mapped soil | 895 acres |
What the numbers mean here
On 44% of Covington's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.
USDA rates 91% of the land very limited for septic absorption fields.
Drought in Miami County
0% of Miami County is in drought (D1 or worse) on the October 13, 2026 map. County detail.
Flood losses by ZIP code
FEMA flood records since 2016 in the ZIP codes that overlap Covington. ZIP areas reach past city limits.
| ZIP | Share of city land | Flood losses | Paid |
|---|---|---|---|
| 45318 | 100% | 1 | $0 |
Homes in Covington
| Housing units | 1,106 |
| Median year built | 1948 |
| Built before 1980 | 87% |
| Built 2000 or later | 5% |
| Owner-occupied | 69% |
| Median value, owner-occupied | $175,400 |
| Single-family detached | 77% |
Nearby cities
| Place | Distance | Expansive clay | High water table |
|---|---|---|---|
| Bradford | 4 mi | 9% | 86% |
| Pleasant Hill | 5 mi | 29% | 37% |
| Piqua | 6 mi | 14% | 72% |
| Gettysburg | 8 mi | 2% | 94% |
| Ludlow Falls | 8 mi | 3% | 16% |
| Troy | 8 mi | 13% | 61% |
| Russia | 9 mi | 31% | 99% |
| Lockington | 9 mi | 1% | 79% |
Sources: USDA SSURGO (August 5, 2026) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · Census ACS 2020-2024. Methods · Data status