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Lake County, Tennessee

A shallow water table limits basements on 78% of Lake County's mapped land, a higher share than 87% of US counties and the 5th highest of 95 Tennessee counties. Shrink-swell clay limits houses without basements on 29%.

63.7% of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 1 flood losses here since 2016. 59% of homes were built before 1980, against 50% nationally; the median home dates from 1975.

Data as of October 13, 2026 · sources

29%

expansive clay: shrink-swell limits slab homes

78%

high water table: limits basements

64%

in drought, October 13, 2026

59%

of homes built before 1980

Soil under Lake County

Expansive clay (limits slab homes)29.4%
High water table (limits basements)78.3%
Septic fields very limited83.6%
Clay swell (LEP, by area)5.8%
High-swell land (LEP 6%+)30.4%
Mapped soil122,559 acres
Soil seriesShare hereSeries nationally: high water table
Commerce12%n/a
Reelfoot11%n/a
Bruin10%n/a
Roellen10%n/a
Bowdre9%n/a
Sharkey8%99%
Pemiscot County: 89%Obion County: 66%Dyer County: 79%New Madrid County: 84%Fulton County: 65%Dunklin County: 73%Mississippi County: 85%Hickman County: 77%Lake County PemiscotObionDyerNew MadridFultonDunklinMississippiHickmanLake
Lake County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas TN095 (2025-08-28)

What the numbers mean here

Clay swell averages a linear extensibility of 5.8% by land area here, and 30% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 29% of the mapped land.

Clay shrinks as it dries: 63.7% of the county is in drought on the latest map, and 29% of Lake County's mapped land has shrink-swell clay.

On 78% of Lake County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 35.46 in, 15.62 in below the 1991-2020 average year of 51.08 in.

USDA rates 84% of the land very limited for septic absorption fields.

Drought

63.7% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 35 of the last 52 weeks; the most was 100% of its area, in 26 weeks, most recently on the June 23, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse100%
D1 moderate drought or worse63.7%
D2 severe or worse0%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

1 flood losses since 2016, $2,000 paid. The worst year was 2019, with 1.

YearFlood losses
20160
20170
20180
20191
20200
20210
20220
20230
20240
20250
2026 to date0

Rain

Average year, 1991-202051.08 in
12 months to August 202635.46 in (-15.62)
202552.59 in (+1.51)
Wettest year since 18951957: 76.98 in
Driest year since 18951963: 28.31 in
Days with 1 inch or more, normal at UNION CITY (26 mi away)16.1

Homes

Housing units2,494
Median year built1975
Built before 198059%
Built 2000 or later11%
Owner-occupied48%
Median value, owner-occupied$97,900
Single-family detached65%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Pemiscot County, MO 19 mi 41% 89%
Obion County, TN 19 mi 1% 66%
Dyer County, TN 20 mi 16% 79%
New Madrid County, MO 20 mi 35% 84%
Fulton County, KY 22 mi 15% 65%
Dunklin County, MO 34 mi 29% 73%
Mississippi County, MO 36 mi 33% 85%
Hickman County, KY 37 mi 3% 77%

Sources: USDA SSURGO (August 28, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status