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Garrett, Texas

Inside Garrett's city limits, shrink-swell clay limits houses without basements on 88% of mapped land, the highest of 15 cities in Ellis County. A shallow water table limits basements on under 1%.

That clay share is above Ellis County's 72%. FEMA's flood data list 3 flood losses since 2016 in the 2 ZIP codes overlapping the city. Of its 362 homes, 28% were built before 1980; the median dates from 1991.

Data as of October 13, 2026 · sources · in Ellis County

88%

expansive clay: shrink-swell limits slab homes

<1%

high water table: limits basements

3

flood losses since 2016 in 2 overlapping ZIPs

28%

of homes built before 1980

Foundation repair in Garrett

Foundation repair in Garrett: shrink-swell clay limits slab homes on 88% of Garrett's mapped land, more than in 96% of Texas cities.

About 200 of Garrett's 362 homes are detached houses.

Who designs the repairThe ASCE Texas Section's repair guidelines say a Texas-licensed engineer should evaluate the foundation and design the repair (2022 guidelines)
PricesCost guide ranges compared

Soil under Garrett city limits

Expansive clay (limits slab homes)87.8%
High water table (limits basements)under 0.1%
Septic fields very limited87.8%
Clay swell (LEP, by area)9.5%
High-swell land (LEP 6%+)87.8%
Mapped soil1,156 acres
Soil seriesShare hereSeries nationally: expansive clay
Wilson42%88%
Crockett20%94%
Heiden20%80%
Houston Black8%91%
Burleson3%84%
Ferris3%n/a
Ellis CountyGarrett
Garrett city limits inside Ellis County, shaded by the city's expansive clay share.under 10%10-25%25-40%40-60%60%+

How we count

What the numbers mean here

Clay swell averages a linear extensibility of 9.5% by land area here, and 88% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 88% of the mapped land.

Clay shrinks as it dries: 100% of Ellis County is in drought on the latest map, and 88% of Garrett's mapped land has shrink-swell clay.

USDA rates 88% of the land very limited for septic absorption fields.

Drought in Ellis County

100% of Ellis County is in drought (D1 or worse) on the October 13, 2026 map. County detail.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026

Flood losses by ZIP code

FEMA flood records since 2016 in the ZIP codes that overlap Garrett. ZIP areas reach past city limits.

ZIPShare of city landFlood lossesPaid
7511980%1$8,775
7515220%2$49,354

Homes in Garrett

Housing units362
Median year built1991
Built before 198028%
Built 2000 or later24%
Owner-occupied70%
Median value, owner-occupied$125,800
Single-family detached68%

Nearby cities

PlaceDistanceExpansive clayHigh water table
Ennis 4 mi 86% 5%
Palmer 4 mi 83% under 1%
Bardwell 8 mi 81% 0%
Alma 9 mi 86% 1%
Pecan Hill 11 mi 78% under 1%
Ferris 11 mi 81% under 1%
Waxahachie 11 mi 73% under 1%
Red Oak 12 mi 81% under 1%

Sources: USDA SSURGO (August 5, 2026) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · Census ACS 2020-2024. Methods · Data status