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Howe, Texas

Inside Howe's city limits, shrink-swell clay limits houses without basements on 77% of mapped land, the 5th-highest of 16 cities in Grayson County. A shallow water table limits basements on 2%, the 5th-highest of 16 cities in Grayson County.

That clay share is above Grayson County's 60%. FEMA's flood data list 3 flood losses since 2016 in ZIP code 75459 overlapping the city. Of its 1,477 homes, 43% were built before 1980; the median dates from 1983.

Data as of October 13, 2026 · sources · in Grayson County

77%

expansive clay: shrink-swell limits slab homes

2%

high water table: limits basements

3

flood losses since 2016 in 1 overlapping ZIP

43%

of homes built before 1980

Foundation repair in Howe

Foundation repair in Howe: shrink-swell clay limits slab homes on 77% of Howe's mapped land, more than in 81% of Texas cities.

About 900 of Howe's 1,477 homes are detached houses.

Who designs the repairThe ASCE Texas Section's repair guidelines say a Texas-licensed engineer should evaluate the foundation and design the repair (2022 guidelines)
PricesCost guide ranges compared

Soil under Howe city limits

Expansive clay (limits slab homes)76.8%
High water table (limits basements)2.1%
Septic fields very limited92.4%
Clay swell (LEP, by area)9.9%
High-swell land (LEP 6%+)65.8%
Urban land, not rated3.8%
Mapped soil3,190 acres
Soil seriesShare hereSeries nationally: expansive clay
Fairlie28%70%
Houston Black16%91%
Heiden13%80%
Austin11%93%
Vertel10%n/a
Howe5%n/a
Grayson CountyHowe
Howe city limits inside Grayson County, shaded by the city's expansive clay share.under 10%10-25%25-40%40-60%60%+

How we count

What the numbers mean here

Clay swell averages a linear extensibility of 9.9% by land area here, and 66% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 77% of the mapped land.

Clay shrinks as it dries: 100% of Grayson County is in drought on the latest map, and 77% of Howe's mapped land has shrink-swell clay.

USDA rates 92% of the land very limited for septic absorption fields.

Drought in Grayson County

100% of Grayson County is in drought (D1 or worse) on the October 13, 2026 map. County detail.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026

Flood losses by ZIP code

FEMA flood records since 2016 in the ZIP codes that overlap Howe. ZIP areas reach past city limits.

ZIPShare of city landFlood lossesPaid
7545989%3$8,585

Homes in Howe

Housing units1,477
Median year built1983
Built before 198043%
Built 2000 or later28%
Owner-occupied61%
Median value, owner-occupied$201,300
Single-family detached58%

Nearby cities

PlaceDistanceExpansive clayHigh water table
Dorchester 5 mi 73% under 1%
Van Alstyne 6 mi 78% under 1%
Tom Bean 8 mi 40% under 1%
Sherman 8 mi 61% 3%
Southmayd 10 mi 82% 3%
Anna 12 mi 76% under 1%
Knollwood 13 mi 76% 0%
Weston 13 mi 77% under 1%

Sources: USDA SSURGO (August 5, 2026) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · Census ACS 2020-2024. Methods · Data status