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Sherman, Texas
Inside Sherman's city limits, shrink-swell clay limits houses without basements on 61% of mapped land, higher than 66% of Texas cities. A shallow water table limits basements on 3%, the 3rd-highest of 16 cities in Grayson County.
That clay share is close to Grayson County's 60%. FEMA's flood data list 52 flood losses since 2016 in the 2 ZIP codes overlapping the city. Of its 19,846 homes, 50% were built before 1980; the median dates from 1980.
Data as of October 13, 2026 · sources · in Grayson County
expansive clay: shrink-swell limits slab homes
high water table: limits basements
flood losses since 2016 in 2 overlapping ZIPs
of homes built before 1980
Foundation repair in Sherman
Foundation repair in Sherman: shrink-swell clay limits slab homes on 61% of Sherman's mapped land, more than in 66% of Texas cities.
About 13,300 of Sherman's 19,846 homes are detached houses.
| Who designs the repair | The ASCE Texas Section's repair guidelines say a Texas-licensed engineer should evaluate the foundation and design the repair (2022 guidelines) |
| Prices | Cost guide ranges compared |
Soil under Sherman city limits
| Expansive clay (limits slab homes) | 61.4% |
| High water table (limits basements) | 3.3% |
| Septic fields very limited | 88.8% |
| Clay swell (LEP, by area) | 7.5% |
| High-swell land (LEP 6%+) | 51.8% |
| Urban land, not rated | 7.2% |
| Mapped soil | 29,766 acres |
| Soil series | Share here | Series nationally: expansive clay |
|---|---|---|
| Normangee | 12% | 72% |
| Fairlie | 10% | 70% |
| Austin | 10% | 93% |
| Whitewright | 8% | n/a |
| Heiden | 7% | 80% |
| Houston Black | 7% | 91% |
What the numbers mean here
Clay swell averages a linear extensibility of 7.5% by land area here, and 52% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 61% of the mapped land.
Clay shrinks as it dries: 100% of Grayson County is in drought on the latest map, and 61% of Sherman's mapped land has shrink-swell clay.
USDA rates 89% of the land very limited for septic absorption fields.
Drought in Grayson County
100% of Grayson County is in drought (D1 or worse) on the October 13, 2026 map. County detail.
Flood losses by ZIP code
FEMA flood records since 2016 in the ZIP codes that overlap Sherman. ZIP areas reach past city limits.
| ZIP | Share of city land | Flood losses | Paid |
|---|---|---|---|
| 75092 | 62% | 39 | $1.5 million |
| 75090 | 35% | 13 | $359,961 |
Homes in Sherman
| Housing units | 19,846 |
| Median year built | 1980 |
| Built before 1980 | 50% |
| Built 2000 or later | 26% |
| Owner-occupied | 53% |
| Median value, owner-occupied | $243,500 |
| Single-family detached | 67% |
Nearby cities
Sources: USDA SSURGO (August 5, 2026) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · Census ACS 2020-2024. Methods · Data status