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McAllen, Texas

Inside McAllen's city limits, shrink-swell clay limits houses without basements on 18% of mapped land. A shallow water table limits basements on 2%.

That clay share is above Hidalgo County's 12%. FEMA's flood data list 228 flood losses since 2016 in the 3 ZIP codes overlapping the city. Of its 55,385 homes, 25% were built before 1980; the median dates from 1995.

Data as of September 22, 2026 · sources · in Hidalgo County

18%

expansive clay: shrink-swell limits slab homes

2%

high water table: limits basements

228

flood losses since 2016 in 3 overlapping ZIPs

25%

of homes built before 1980

Soil under McAllen city limits

Expansive clay (limits slab homes)17.7%
High water table (limits basements)1.7%
Septic fields very limited22.9%
Clay swell (LEP, by area)4.6%
High-swell land (LEP 6%+)17.7%
Urban land, not rated6.9%
Mapped soil40,159 acres
Soil seriesShare hereSeries nationally: expansive clay
Hidalgo43%0%
Brennan10%n/a
Runn10%n/a
Harlingen5%n/a
Raymondville4%n/a
Racombes3%n/a
Hidalgo CountyMcAllen
McAllen city limits inside Hidalgo County, shaded by the city's expansive clay share.under 10%10-25%25-40%40-60%60%+

How we count

What the numbers mean here

Clay swell averages a linear extensibility of 4.6% by land area here, and 18% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 18% of the mapped land.

Clay shrinks as it dries: 100% of Hidalgo County is in drought on the latest map, and 18% of McAllen's mapped land has shrink-swell clay.

Drought in Hidalgo County

100% of Hidalgo County is in drought (D1 or worse) on the September 22, 2026 map. County detail.

September 30, 2025Share of area in drought, weeklySeptember 22, 2026

Flood losses by ZIP code

FEMA flood records since 2016 in the ZIP codes that overlap McAllen. ZIP areas reach past city limits.

ZIPShare of city landFlood lossesPaid
7850328%91$4.0 million
7850428%54$2.8 million
7850125%83$2.1 million

Homes in McAllen

Housing units55,385
Median year built1995
Built before 198025%
Built 2000 or later42%
Owner-occupied60%
Median value, owner-occupied$190,400
Single-family detached64%

Nearby cities

PlaceDistanceExpansive clayHigh water table
Palmhurst 4 mi 0% 1%
Mission 5 mi 25% 5%
Pharr 5 mi 46% 2%
Alton 6 mi under 1% 1%
San Juan 6 mi 32% 1%
Granjeno 7 mi 57% 0%
Hidalgo 8 mi 52% 1%
Palmview 8 mi 7% 1%

Sources: USDA SSURGO (August 5, 2026) · US Drought Monitor (September 22, 2026) · FEMA NFIP v3 (September 9, 2026) · Census ACS 2020-2024. Methods · Data status