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Morgan, Texas

Inside Morgan's city limits, shrink-swell clay limits houses without basements on 43% of mapped land, the 3rd-highest of 7 cities in Bosque County. A shallow water table limits basements on 0%.

That clay share is above Bosque County's 29%. FEMA's flood data list no flood losses since 2016 in ZIP code 76671 overlapping the city. Of its 231 homes, 49% were built before 1980; the median dates from 1981.

Data as of October 13, 2026 · sources · in Bosque County

43%

expansive clay: shrink-swell limits slab homes

0%

high water table: limits basements

0

flood losses since 2016 in 1 overlapping ZIP

49%

of homes built before 1980

Foundation repair in Morgan

Foundation repair in Morgan: shrink-swell clay limits slab homes on 43% of Morgan's mapped land, more than in 52% of Texas cities.

About 200 of Morgan's 231 homes are detached houses.

Who designs the repairThe ASCE Texas Section's repair guidelines say a Texas-licensed engineer should evaluate the foundation and design the repair (2022 guidelines)
PricesCost guide ranges compared

Soil under Morgan city limits

Expansive clay (limits slab homes)43.5%
High water table (limits basements)0.0%
Septic fields very limited71.3%
Clay swell (LEP, by area)6.3%
High-swell land (LEP 6%+)51.1%
Mapped soil478 acres
Soil seriesShare hereSeries nationally: expansive clay
Krum43%n/a
Cranfill12%n/a
Sunev9%n/a
Maloterre9%n/a
Purves7%40%
Denton6%n/a
Bosque CountyMorgan
Morgan city limits inside Bosque County, shaded by the city's expansive clay share.under 10%10-25%25-40%40-60%60%+

How we count

What the numbers mean here

Clay swell averages a linear extensibility of 6.3% by land area here, and 51% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 43% of the mapped land.

Clay shrinks as it dries: 100% of Bosque County is in drought on the latest map, and 43% of Morgan's mapped land has shrink-swell clay.

USDA rates 71% of the land very limited for septic absorption fields.

Drought in Bosque County

100% of Bosque County is in drought (D1 or worse) on the October 13, 2026 map. County detail.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026

Flood losses by ZIP code

FEMA flood records since 2016 in the ZIP codes that overlap Morgan. ZIP areas reach past city limits.

ZIPShare of city landFlood lossesPaid
76671100%0$0

Homes in Morgan

Housing units231
Median year built1981
Built before 198049%
Built 2000 or later20%
Owner-occupied65%
Median value, owner-occupied$81,800
Single-family detached66%

Nearby cities

PlaceDistanceExpansive clayHigh water table
Meridian 7 mi 36% 0%
Walnut Springs 9 mi 64% 0%
Blum 15 mi 22% 1%
Iredell 16 mi 11% 5%
Clifton 16 mi 33% 0%
Whitney 17 mi 64% 3%
Glen Rose 18 mi 15% under 1%
Rio Vista 20 mi 21% 0%

Sources: USDA SSURGO (August 5, 2026) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · Census ACS 2020-2024. Methods · Data status