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Morgan's Point Resort, Texas
Inside Morgan's Point Resort's city limits, shrink-swell clay limits houses without basements on 5% of mapped land. A shallow water table limits basements on 0%.
That clay share is below Bell County's 55%. FEMA's flood data list 21 flood losses since 2016 in ZIP code 76513 overlapping the city. Of its 1,968 homes, 20% were built before 1980; the median dates from 2002.
Data as of October 13, 2026 · sources · in Bell County
expansive clay: shrink-swell limits slab homes
high water table: limits basements
flood losses since 2016 in 1 overlapping ZIP
of homes built before 1980
Foundation repair in Morgan's Point Resort
Foundation repair in Morgan's Point Resort: shrink-swell clay limits slab homes on 5% of Morgan's Point Resort's mapped land.
About 1,700 of Morgan's Point Resort's 1,968 homes are detached houses.
| Who designs the repair | The ASCE Texas Section's repair guidelines say a Texas-licensed engineer should evaluate the foundation and design the repair (2022 guidelines) |
| Prices | Cost guide ranges compared |
Soil under Morgan's Point Resort city limits
| Expansive clay (limits slab homes) | 4.6% |
| High water table (limits basements) | 0.0% |
| Septic fields very limited | 57.9% |
| Clay swell (LEP, by area) | 4.4% |
| High-swell land (LEP 6%+) | 7.8% |
| Mapped soil | 1,977 acres |
What the numbers mean here
USDA rates 58% of the land very limited for septic absorption fields.
With shrink-swell clay on 5% and a shallow water table on 0% of the land, the soil survey points to neither problem across most of Morgan's Point Resort; conditions still vary lot by lot.
Drought in Bell County
100% of Bell County is in drought (D1 or worse) on the October 13, 2026 map. County detail.
Flood losses by ZIP code
FEMA flood records since 2016 in the ZIP codes that overlap Morgan's Point Resort. ZIP areas reach past city limits.
| ZIP | Share of city land | Flood losses | Paid |
|---|---|---|---|
| 76513 | 100% | 21 | $421,897 |
Homes in Morgan's Point Resort
| Housing units | 1,968 |
| Median year built | 2002 |
| Built before 1980 | 20% |
| Built 2000 or later | 56% |
| Owner-occupied | 95% |
| Median value, owner-occupied | $245,100 |
| Single-family detached | 87% |
Nearby cities
| Place | Distance | Expansive clay | High water table |
|---|---|---|---|
| Temple | 5 mi | 51% | under 1% |
| Belton | 7 mi | 46% | under 1% |
| Troy | 10 mi | 56% | under 1% |
| Nolanville | 10 mi | 64% | under 1% |
| Moody | 12 mi | 81% | 0% |
| Harker Heights | 13 mi | 44% | under 1% |
| Little River-Academy | 14 mi | 68% | 16% |
| Salado | 15 mi | 46% | under 1% |
Sources: USDA SSURGO (August 5, 2026) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · Census ACS 2020-2024. Methods · Data status