Savoy, Texas
Inside Savoy's city limits, shrink-swell clay limits houses without basements on 86% of mapped land, the 3rd-highest of 11 cities in Fannin County. A shallow water table limits basements on 13%, the 4th-highest of 11 cities in Fannin County.
That clay share is above Fannin County's 66%. FEMA's flood data list no flood losses since 2016 in ZIP code 75479 overlapping the city. Of its 366 homes, 65% were built before 1980; the median dates from 1968.
Data as of October 13, 2026 · sources · in Fannin County
expansive clay: shrink-swell limits slab homes
high water table: limits basements
flood losses since 2016 in 1 overlapping ZIP
of homes built before 1980
Foundation repair in Savoy
Foundation repair in Savoy: shrink-swell clay limits slab homes on 86% of Savoy's mapped land, more than in 94% of Texas cities.
About 300 of Savoy's 366 homes are detached houses.
| Who designs the repair | The ASCE Texas Section's repair guidelines say a Texas-licensed engineer should evaluate the foundation and design the repair (2022 guidelines) |
| Prices | Cost guide ranges compared |
Soil under Savoy city limits
| Expansive clay (limits slab homes) | 85.5% |
| High water table (limits basements) | 13.0% |
| Septic fields very limited | 88.8% |
| Clay swell (LEP, by area) | 8.3% |
| High-swell land (LEP 6%+) | 85.5% |
| Mapped soil | 512 acres |
What the numbers mean here
Clay swell averages a linear extensibility of 8.3% by land area here, and 86% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 86% of the mapped land.
Clay shrinks as it dries: 100% of Fannin County is in drought on the latest map, and 86% of Savoy's mapped land has shrink-swell clay.
USDA rates 89% of the land very limited for septic absorption fields.
Drought in Fannin County
100% of Fannin County is in drought (D1 or worse) on the October 13, 2026 map. County detail.
Flood losses by ZIP code
FEMA flood records since 2016 in the ZIP codes that overlap Savoy. ZIP areas reach past city limits.
| ZIP | Share of city land | Flood losses | Paid |
|---|---|---|---|
| 75479 | 100% | 0 | $0 |
Homes in Savoy
| Housing units | 366 |
| Median year built | 1968 |
| Built before 1980 | 65% |
| Built 2000 or later | 15% |
| Owner-occupied | 67% |
| Median value, owner-occupied | $155,500 |
| Single-family detached | 72% |
Nearby cities
Sources: USDA SSURGO (August 5, 2026) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · Census ACS 2020-2024. Methods · Data status