Talty, Texas
Inside Talty's city limits, shrink-swell clay limits houses without basements on 83% of mapped land, higher than 90% of Texas cities. A shallow water table limits basements on 2%.
That clay share is above Kaufman County's 73%. FEMA's flood data list 19 flood losses since 2016 in the 2 ZIP codes overlapping the city. Of its 862 homes, 6% were built before 1980; the median dates from 2004.
Data as of October 13, 2026 · sources · in Kaufman County
expansive clay: shrink-swell limits slab homes
high water table: limits basements
flood losses since 2016 in 2 overlapping ZIPs
of homes built before 1980
Foundation repair in Talty
Foundation repair in Talty: shrink-swell clay limits slab homes on 83% of Talty's mapped land, more than in 90% of Texas cities.
About 800 of Talty's 862 homes are detached houses.
| Who designs the repair | The ASCE Texas Section's repair guidelines say a Texas-licensed engineer should evaluate the foundation and design the repair (2022 guidelines) |
| Prices | Cost guide ranges compared |
Soil under Talty city limits
| Expansive clay (limits slab homes) | 82.7% |
| High water table (limits basements) | 1.7% |
| Septic fields very limited | 82.7% |
| Clay swell (LEP, by area) | 11.7% |
| High-swell land (LEP 6%+) | 82.7% |
| Mapped soil | 2,168 acres |
| Soil series | Share here | Series nationally: expansive clay |
|---|---|---|
| Houston Black | 65% | 91% |
| Heiden | 22% | 80% |
| Wilson | 6% | 88% |
| Fairlie | 3% | 70% |
| Burleson | 2% | 84% |
| Ferris | 1% | n/a |
What the numbers mean here
Clay swell averages a linear extensibility of 11.7% by land area here, and 83% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 83% of the mapped land.
Clay shrinks as it dries: 100% of Kaufman County is in drought on the latest map, and 83% of Talty's mapped land has shrink-swell clay.
USDA rates 83% of the land very limited for septic absorption fields.
Drought in Kaufman County
100% of Kaufman County is in drought (D1 or worse) on the October 13, 2026 map. County detail.
Flood losses by ZIP code
FEMA flood records since 2016 in the ZIP codes that overlap Talty. ZIP areas reach past city limits.
| ZIP | Share of city land | Flood losses | Paid |
|---|---|---|---|
| 75126 | 64% | 13 | $467,237 |
| 75160 | 36% | 6 | $81,390 |
Homes in Talty
| Housing units | 862 |
| Median year built | 2004 |
| Built before 1980 | 6% |
| Built 2000 or later | 66% |
| Owner-occupied | 98% |
| Median value, owner-occupied | $483,300 |
| Single-family detached | 89% |
Nearby cities
| Place | Distance | Expansive clay | High water table |
|---|---|---|---|
| Crandall | 4 mi | 83% | 2% |
| Forney | 4 mi | 83% | 3% |
| Post Oak Bend | 6 mi | 76% | 13% |
| Terrell | 7 mi | 81% | 12% |
| Seagoville | 9 mi | 74% | 12% |
| Oak Ridge | 9 mi | 84% | 7% |
| Kaufman | 10 mi | 79% | 10% |
| Combine | 10 mi | 51% | 15% |
Sources: USDA SSURGO (August 5, 2026) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · Census ACS 2020-2024. Methods · Data status