Talco, Texas
Inside Talco's city limits, shrink-swell clay limits houses without basements on 88% of mapped land, the highest of 4 cities in Titus County. A shallow water table limits basements on 2%, the 4th-highest of 4 cities in Titus County.
That clay share is above Titus County's 50%. FEMA's flood data list no flood losses since 2016 in ZIP code 75487 overlapping the city. Of its 209 homes, 56% were built before 1980; the median dates from 1967.
Data as of October 13, 2026 · sources · in Titus County
expansive clay: shrink-swell limits slab homes
high water table: limits basements
flood losses since 2016 in 1 overlapping ZIP
of homes built before 1980
Foundation repair in Talco
Foundation repair in Talco: shrink-swell clay limits slab homes on 88% of Talco's mapped land, more than in 96% of Texas cities.
About 100 of Talco's 209 homes are detached houses.
| Who designs the repair | The ASCE Texas Section's repair guidelines say a Texas-licensed engineer should evaluate the foundation and design the repair (2022 guidelines) |
| Prices | Cost guide ranges compared |
Soil under Talco city limits
| Expansive clay (limits slab homes) | 88.5% |
| High water table (limits basements) | 1.8% |
| Septic fields very limited | 89.8% |
| Clay swell (LEP, by area) | 8.2% |
| High-swell land (LEP 6%+) | 88.5% |
| Mapped soil | 491 acres |
What the numbers mean here
Clay swell averages a linear extensibility of 8.2% by land area here, and 88% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 88% of the mapped land.
Clay shrinks as it dries: 100% of Titus County is in drought on the latest map, and 88% of Talco's mapped land has shrink-swell clay.
USDA rates 90% of the land very limited for septic absorption fields.
Drought in Titus County
100% of Titus County is in drought (D1 or worse) on the October 13, 2026 map. County detail.
Flood losses by ZIP code
FEMA flood records since 2016 in the ZIP codes that overlap Talco. ZIP areas reach past city limits.
| ZIP | Share of city land | Flood losses | Paid |
|---|---|---|---|
| 75487 | 100% | 0 | $0 |
Homes in Talco
| Housing units | 209 |
| Median year built | 1967 |
| Built before 1980 | 56% |
| Built 2000 or later | 21% |
| Owner-occupied | 69% |
| Median value, owner-occupied | $111,800 |
| Single-family detached | 70% |
Nearby cities
| Place | Distance | Expansive clay | High water table |
|---|---|---|---|
| Bogata | 10 mi | 34% | 25% |
| Winfield | 14 mi | 74% | 61% |
| Miller's Cove | 14 mi | 82% | 39% |
| Mount Vernon | 15 mi | 57% | 48% |
| Mount Pleasant | 16 mi | 46% | 36% |
| Deport | 17 mi | 84% | 10% |
| Clarksville | 17 mi | 76% | 13% |
| Annona | 19 mi | 81% | 62% |
Sources: USDA SSURGO (August 5, 2026) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · Census ACS 2020-2024. Methods · Data status