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Cullman County, Alabama

A shallow water table limits basements on 21% of Cullman County's mapped land. Shrink-swell clay limits houses without basements on 0%.

None of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 9 flood losses here since 2016. 41% of homes were built before 1980, against 50% nationally; the median home dates from 1987.

Data as of October 13, 2026 · sources

0%

expansive clay: shrink-swell limits slab homes

21%

high water table: limits basements

0%

in drought, October 13, 2026

41%

of homes built before 1980

Soil under Cullman County

Expansive clay (limits slab homes)0.0%
High water table (limits basements)20.9%
Septic fields very limited89.2%
Clay swell (LEP, by area)1.7%
High-swell land (LEP 6%+)0.1%
Mapped soil481,120 acres
Soil seriesShare hereSeries nationally: high water table
Muskingum16%n/a
Hartsells16%n/a
Albertville12%n/a
Wynnville11%n/a
Pottsville (Montevallo)11%n/a
Nauvoo7%n/a
Blount County: 10%Morgan County: 37%Winston County: 11%Marshall County: 22%Walker County: 6%Lawrence County: 39%Jefferson County: 3%St. Clair County: 12%Cullman County BlountMorganWinstonMarshallWalkerLawrenceJeffersonSt. ClairCullman
Cullman County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas AL043 (2025-09-09)

What the numbers mean here

On 21% of Cullman County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 56.79 in, 1.39 in below the 1991-2020 average year of 58.18 in.

USDA rates 89% of the land very limited for septic absorption fields.

Drought

0% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 24 of the last 52 weeks; the most was 100% of its area, in 6 weeks, most recently on the April 28, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse46.6%
D1 moderate drought or worse0%
D2 severe or worse0%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

9 flood losses since 2016, $180,399 paid. The worst year was 2021, with 7.

YearFlood losses
20160
20170
20180
20190
20201
20217
20220
20231
20240
20250
2026 to date0

Rain

Average year, 1991-202058.18 in
12 months to August 202656.79 in (-1.39)
202556.70 in (-1.48)
Wettest year since 18951929: 75.01 in
Driest year since 18952007: 28.88 in
Days with 1 inch or more, normal at SAINT BERNARD (4 mi away)19.2

Homes

Housing units39,871
Median year built1987
Built before 198041%
Built 2000 or later28%
Owner-occupied77%
Median value, owner-occupied$199,100
Single-family detached70%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Blount County, AL 20 mi 9% 10%
Morgan County, AL 22 mi 16% 37%
Winston County, AL 28 mi 0% 11%
Marshall County, AL 34 mi 6% 22%
Walker County, AL 34 mi 0% 6%
Lawrence County, AL 38 mi 24% 39%
Jefferson County, AL 40 mi 2% 3%
St. Clair County, AL 43 mi 0% 12%

Sources: USDA SSURGO (September 9, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status