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Santa Rosa County, Florida

A shallow water table limits basements on 37% of Santa Rosa County's mapped land, a higher share than 56% of US counties. Shrink-swell clay limits houses without basements on 1%.

None of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 1,450 flood losses here since 2016, under 1% of them in buildings with basements. 20% of homes were built before 1980, against 50% nationally; the median home dates from 1998.

Data as of October 13, 2026 · sources

1%

expansive clay: shrink-swell limits slab homes

37%

high water table: limits basements

0%

in drought, October 13, 2026

20%

of homes built before 1980

Soil under Santa Rosa County

Expansive clay (limits slab homes)1.1%
High water table (limits basements)37.3%
Septic fields very limited59.3%
Clay swell (LEP, by area)1.1%
High-swell land (LEP 6%+)1.1%
Mapped soil731,400 acres
Soil seriesShare hereSeries nationally: high water table
Troup18%0%
Lakeland13%0%
Dothan9%over 99%
Orangeburg5%0%
Bonifay4%n/a
Fuquay4%n/a
Escambia County: 47%Okaloosa County: 32%Escambia County: 36%Baldwin County: 52%Walton County: 43%Covington County: 42%Conecuh County: 24%Monroe County: 38%Santa Rosa County EscambiaOkaloosaEscambiaBaldwinWaltonCovingtonConecuhMonroeSanta Rosa
Santa Rosa County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas FL113 (2025-08-27)

What the numbers mean here

On 37% of Santa Rosa County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 50.52 in, 12.15 in below the 1991-2020 average year of 62.67 in.

USDA rates 59% of the land very limited for septic absorption fields.

Drought

0% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 40 of the last 52 weeks; the most was 100% of its area, in 21 weeks, most recently on the June 2, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse0%
D1 moderate drought or worse0%
D2 severe or worse0%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

1,450 flood losses since 2016, $35.3 million paid. The worst year was 2020, with 1,322. Foundations of the buildings, where recorded: under 1% basements, 47% slabs, 4% crawl spaces, 48% elevated. Median water depth outside the building: 28 in.

YearFlood losses
20165
201752
201816
20192
20201,322
202114
202210
202314
202411
20253
2026 to date1

Rain

Average year, 1991-202062.67 in
12 months to August 202650.52 in (-12.15)
202552.07 in (-10.60)
Wettest year since 18951947: 90.36 in
Driest year since 18951954: 30.47 in
Days with 1 inch or more, normal at WHITING FLD NAS (3 mi away)16.9

Homes

Housing units80,002
Median year built1998
Built before 198020%
Built 2000 or later46%
Owner-occupied81%
Median value, owner-occupied$329,800
Single-family detached80%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Escambia County, FL 21 mi 0% 47%
Okaloosa County, FL 26 mi 0% 32%
Escambia County, AL 32 mi 0% 36%
Baldwin County, AL 43 mi 2% 52%
Walton County, FL 52 mi 1% 43%
Covington County, AL 52 mi 2% 42%
Conecuh County, AL 52 mi 10% 24%
Monroe County, AL 66 mi 12% 38%

Sources: USDA SSURGO (August 27, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status