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Kane County, Illinois

A shallow water table limits basements on 82% of Kane County's mapped land, a higher share than 90% of US counties. Shrink-swell clay limits houses without basements on 8%.

None of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 71 flood losses here since 2016, 63% of them in buildings with basements. 45% of homes were built before 1980, against 50% nationally; the median home dates from 1985.

Data as of October 13, 2026 · sources

8%

expansive clay: shrink-swell limits slab homes

82%

high water table: limits basements

0%

in drought, October 13, 2026

45%

of homes built before 1980

Soil under Kane County

Expansive clay (limits slab homes)8.4%
High water table (limits basements)81.6%
Septic fields very limited97.2%
Clay swell (LEP, by area)4.4%
High-swell land (LEP 6%+)6.0%
Mapped soil335,650 acres
Soil seriesShare hereSeries nationally: high water table
Drummer17%over 99%
Kidami5%n/a
Elpaso4%n/a
Octagon4%n/a
Danabrook4%n/a
Dresden3%n/a
DeKalb County: 98%DuPage County: 90%Kendall County: 85%McHenry County: 54%Boone County: 55%Lake County: 87%Cook County: 59%Will County: 85%Kane County DeKalbDuPageKendallMcHenryBooneLakeCookWillKane
Kane County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas IL089 (2025-08-31)

What the numbers mean here

On 82% of Kane County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 40.39 in, 2.45 in above the 1991-2020 average year of 37.94 in.

USDA rates 97% of the land very limited for septic absorption fields.

Drought

0% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 12 of the last 52 weeks; the most was 100% of its area, in 2 weeks, most recently on the June 9, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse0%
D1 moderate drought or worse0%
D2 severe or worse0%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

71 flood losses since 2016, $855,998 paid. The worst year was 2017, with 26. Foundations of the buildings, where recorded: 63% basements, 18% slabs, 16% crawl spaces, 3% elevated. Median water depth outside the building: 11.5 in.

YearFlood losses
20162
201726
20187
20194
202019
20212
20223
20230
20240
20250
2026 to date8

Rain

Average year, 1991-202037.94 in
12 months to August 202640.39 in (+2.45)
202530.50 in (-7.44)
Wettest year since 18952019: 50.15 in
Driest year since 18951901: 21.43 in
Days with 1 inch or more, normal at ELGIN (11 mi away)9.3

Homes

Housing units190,921
Median year built1985
Built before 198045%
Built 2000 or later30%
Owner-occupied76%
Median value, owner-occupied$327,000
Single-family detached69%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
DeKalb County, IL 18 mi 28% 98%
DuPage County, IL 19 mi 33% 90%
Kendall County, IL 24 mi 26% 85%
McHenry County, IL 27 mi 2% 54%
Boone County, IL 33 mi 6% 55%
Lake County, IL 36 mi 16% 87%
Cook County, IL 40 mi 25% 59%
Will County, IL 41 mi 24% 85%

Sources: USDA SSURGO (August 31, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status