HomeMichiganArenac County

Arenac County, Michigan

A shallow water table limits basements on 76% of Arenac County's mapped land, a higher share than 85% of US counties. Shrink-swell clay limits houses without basements on 6%.

None of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 55 flood losses here since 2016, 22% of them in buildings with basements. 56% of homes were built before 1980, against 50% nationally; the median home dates from 1977.

Data as of October 13, 2026 · sources

6%

expansive clay: shrink-swell limits slab homes

76%

high water table: limits basements

0%

in drought, October 13, 2026

56%

of homes built before 1980

Soil under Arenac County

Expansive clay (limits slab homes)6.2%
High water table (limits basements)75.6%
Septic fields very limited96.2%
Clay swell (LEP, by area)3.0%
High-swell land (LEP 6%+)7.8%
Mapped soil237,959 acres
Soil seriesShare hereSeries nationally: high water table
Roscommon9%n/a
Au Gres7%n/a
Rubicon6%n/a
Sims5%n/a
Nester4%n/a
Grayling4%n/a
Bay County: 96%Ogemaw County: 39%Iosco County: 60%Gladwin County: 72%Tuscola County: 84%Midland County: 96%Huron County: 93%Roscommon County: 49%Arenac County BayOgemawIoscoGladwinTuscolaMidlandHuronRoscommonArenac
Arenac County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas MI011 (2025-09-02)

What the numbers mean here

On 76% of Arenac County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 35.93 in, 4.62 in above the 1991-2020 average year of 31.31 in.

USDA rates 96% of the land very limited for septic absorption fields.

Drought

0% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 21 of the last 52 weeks; the most was 100% of its area, in 7 weeks, most recently on the January 6, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse2.3%
D1 moderate drought or worse0%
D2 severe or worse0%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

55 flood losses since 2016, $1.8 million paid. The worst year was 2020, with 40. Foundations of the buildings, where recorded: 22% basements, 15% slabs, 44% crawl spaces, 19% elevated. Median water depth outside the building: 13 in.

YearFlood losses
20160
20170
201812
20192
202040
20210
20220
20230
20240
20250
2026 to date1

Rain

Average year, 1991-202031.31 in
12 months to August 202635.93 in (+4.62)
202526.46 in (-4.85)
Wettest year since 18951985: 38.46 in
Driest year since 18951958: 18.82 in
Days with 1 inch or more, normal at STANDISH 4NE (8 mi away)5.4

Homes

Housing units9,554
Median year built1977
Built before 198056%
Built 2000 or later14%
Owner-occupied86%
Median value, owner-occupied$150,600
Single-family detached81%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Bay County, MI 26 mi under 1% 96%
Ogemaw County, MI 28 mi 10% 39%
Iosco County, MI 30 mi 5% 60%
Gladwin County, MI 32 mi 2% 72%
Tuscola County, MI 41 mi under 1% 84%
Midland County, MI 42 mi 3% 96%
Huron County, MI 45 mi 0% 93%
Roscommon County, MI 48 mi 1% 49%

Sources: USDA SSURGO (September 2, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status