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Albany County, New York

A shallow water table limits basements on 51% of Albany County's mapped land, a higher share than 67% of US counties. Shrink-swell clay limits houses without basements on under 1%.

None of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 49 flood losses here since 2016, 79% of them in buildings with basements. 68% of homes were built before 1980, against 50% nationally; the median home dates from 1964.

Data as of October 13, 2026 · sources

<1%

expansive clay: shrink-swell limits slab homes

51%

high water table: limits basements

0%

in drought, October 13, 2026

68%

of homes built before 1980

Soil under Albany County

Expansive clay (limits slab homes)0.3%
High water table (limits basements)50.8%
Septic fields very limited78.9%
Clay swell (LEP, by area)1.8%
High-swell land (LEP 6%+)0.3%
Urban land, not rated3.6%
Mapped soil341,000 acres
Soil seriesShare hereSeries nationally: high water table
Nunda14%n/a
Burdett8%n/a
Hudson5%n/a
Lordstown4%n/a
Arnot4%n/a
Colonie4%n/a
Schenectady County: 51%Greene County: 35%Schoharie County: 46%Rensselaer County: 49%Columbia County: 28%Montgomery County: 48%Saratoga County: 37%Berkshire County: 33%Albany County SchenectadyGreeneSchoharieRensselaerColumbiaMontgomerySaratogaBerkshireAlbany
Albany County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas NY001 (2025-09-02)

What the numbers mean here

On 51% of Albany County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 40.81 in, 0.79 in below the 1991-2020 average year of 41.60 in.

USDA rates 79% of the land very limited for septic absorption fields.

Drought

0% of the county is in drought (D1 or worse) on the October 13, 2026 map. No part of the county was in drought in the last 52 weeks.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse0%
D1 moderate drought or worse0%
D2 severe or worse0%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

49 flood losses since 2016, $607,305 paid. The worst year was 2026, with 17. Foundations of the buildings, where recorded: 79% basements, 12% slabs, 9% elevated. Median water depth outside the building: 12 in.

YearFlood losses
20163
20173
20186
20192
20204
20212
20223
20233
20245
20251
2026 to date17

Rain

Average year, 1991-202041.60 in
12 months to August 202640.81 in (-0.79)
202539.20 in (-2.40)
Wettest year since 18952011: 58.33 in
Driest year since 18951964: 24.27 in
Days with 1 inch or more, normal at ALCOVE DAM (9 mi away)10

Homes

Housing units147,662
Median year built1964
Built before 198068%
Built 2000 or later14%
Owner-occupied57%
Median value, owner-occupied$294,600
Single-family detached50%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Schenectady County, NY 16 mi 1% 51%
Greene County, NY 23 mi 1% 35%
Schoharie County, NY 24 mi 3% 46%
Rensselaer County, NY 25 mi 0% 49%
Columbia County, NY 29 mi 1% 28%
Montgomery County, NY 31 mi 3% 48%
Saratoga County, NY 36 mi 0% 37%
Berkshire County, MA 41 mi 0% 33%

Sources: USDA SSURGO (September 2, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status