HomeTexasPanola CountyGary City
Gary City, Texas
Inside Gary City's city limits, shrink-swell clay limits houses without basements on 64% of mapped land, the 2nd-highest of 3 cities in Panola County. A shallow water table limits basements on 65%, the 2nd-highest of 3 cities in Panola County.
That clay share is above Panola County's 50%. FEMA's flood data list no flood losses since 2016 in ZIP code 75643 overlapping the city. Of its 159 homes, 64% were built before 1980; the median dates from 1976.
Data as of October 13, 2026 · sources · in Panola County
expansive clay: shrink-swell limits slab homes
high water table: limits basements
flood losses since 2016 in 1 overlapping ZIP
of homes built before 1980
Foundation repair in Gary City
Foundation repair in Gary City: shrink-swell clay limits slab homes on 64% of Gary City's mapped land, more than in 69% of Texas cities.
About 100 of Gary City's 159 homes are detached houses.
| Who designs the repair | The ASCE Texas Section's repair guidelines say a Texas-licensed engineer should evaluate the foundation and design the repair (2022 guidelines) |
| Prices | Cost guide ranges compared |
Soil under Gary City city limits
| Expansive clay (limits slab homes) | 63.9% |
| High water table (limits basements) | 64.9% |
| Septic fields very limited | 90.2% |
| Clay swell (LEP, by area) | 5.9% |
| High-swell land (LEP 6%+) | 63.9% |
| Mapped soil | 1,239 acres |
| Soil series | Share here | Series nationally: expansive clay |
|---|---|---|
| Scottsville | 39% | n/a |
| Eastwood | 24% | 99% |
| Latex | 20% | n/a |
| Keatchie | 8% | n/a |
| Iulus | 3% | n/a |
| Nahatche | 2% | n/a |
What the numbers mean here
Clay swell averages a linear extensibility of 5.9% by land area here, and 64% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 64% of the mapped land.
Clay shrinks as it dries: 100% of Panola County is in drought on the latest map, and 64% of Gary City's mapped land has shrink-swell clay.
On 65% of Gary City's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.
USDA rates 90% of the land very limited for septic absorption fields.
Drought in Panola County
100% of Panola County is in drought (D1 or worse) on the October 13, 2026 map. County detail.
Flood losses by ZIP code
FEMA flood records since 2016 in the ZIP codes that overlap Gary City. ZIP areas reach past city limits.
| ZIP | Share of city land | Flood losses | Paid |
|---|---|---|---|
| 75643 | 100% | 0 | $0 |
Homes in Gary City
| Housing units | 159 |
| Median year built | 1976 |
| Built before 1980 | 64% |
| Built 2000 or later | 21% |
| Owner-occupied | 92% |
| Median value, owner-occupied | $168,800 |
| Single-family detached | 77% |
Nearby cities
Sources: USDA SSURGO (August 5, 2026) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · Census ACS 2020-2024. Methods · Data status