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Saginaw, Texas
Inside Saginaw's city limits, shrink-swell clay limits houses without basements on 73% of mapped land, the highest of 35 cities in Tarrant County. A shallow water table limits basements on 0%.
That clay share is above Tarrant County's 41%. FEMA's flood data list 6 flood losses since 2016 in the 2 ZIP codes overlapping the city. Of its 9,200 homes, 25% were built before 1980; the median dates from 2000.
Data as of October 13, 2026 · sources · in Tarrant County
expansive clay: shrink-swell limits slab homes
high water table: limits basements
flood losses since 2016 in 2 overlapping ZIPs
of homes built before 1980
Foundation repair in Saginaw
Foundation repair in Saginaw: shrink-swell clay limits slab homes on 73% of Saginaw's mapped land, more than in 77% of Texas cities.
About 7,800 of Saginaw's 9,200 homes are detached houses.
| Who designs the repair | The ASCE Texas Section's repair guidelines say a Texas-licensed engineer should evaluate the foundation and design the repair (2022 guidelines) |
| Prices | Cost guide ranges compared |
Soil under Saginaw city limits
| Expansive clay (limits slab homes) | 72.8% |
| High water table (limits basements) | 0.0% |
| Septic fields very limited | 80.1% |
| Clay swell (LEP, by area) | 8.8% |
| High-swell land (LEP 6%+) | 76.3% |
| Urban land, not rated | 8.9% |
| Mapped soil | 4,890 acres |
What the numbers mean here
Clay swell averages a linear extensibility of 8.8% by land area here, and 76% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 73% of the mapped land.
Clay shrinks as it dries: 100% of Tarrant County is in drought on the latest map, and 73% of Saginaw's mapped land has shrink-swell clay.
USDA rates 80% of the land very limited for septic absorption fields.
Drought in Tarrant County
100% of Tarrant County is in drought (D1 or worse) on the October 13, 2026 map. County detail.
Flood losses by ZIP code
FEMA flood records since 2016 in the ZIP codes that overlap Saginaw. ZIP areas reach past city limits.
| ZIP | Share of city land | Flood losses | Paid |
|---|---|---|---|
| 76179 | 55% | 4 | $56,686 |
| 76131 | 42% | 2 | $93,396 |
Homes in Saginaw
| Housing units | 9,200 |
| Median year built | 2000 |
| Built before 1980 | 25% |
| Built 2000 or later | 50% |
| Owner-occupied | 68% |
| Median value, owner-occupied | $298,500 |
| Single-family detached | 85% |
Nearby cities
| Place | Distance | Expansive clay | High water table |
|---|---|---|---|
| Blue Mound | 2 mi | 53% | 0% |
| Sansom Park | 5 mi | 12% | 0% |
| Lake Worth | 5 mi | 26% | 1% |
| Fort Worth | 6 mi | 42% | under 1% |
| Haltom City | 6 mi | 44% | 1% |
| River Oaks | 6 mi | 10% | 2% |
| Watauga | 7 mi | 61% | 0% |
| Haslet | 7 mi | 71% | 0% |
Sources: USDA SSURGO (August 5, 2026) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · Census ACS 2020-2024. Methods · Data status