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Universal City, Texas

Inside Universal City's city limits, shrink-swell clay limits houses without basements on 63% of mapped land, higher than 68% of Texas cities. A shallow water table limits basements on 0%.

That clay share is above Bexar County's 51%. FEMA's flood data list 1 flood losses since 2016 in ZIP code 78148 overlapping the city. Of its 8,440 homes, 42% were built before 1980; the median dates from 1984.

Data as of October 13, 2026 · sources · in Bexar County

63%

expansive clay: shrink-swell limits slab homes

0%

high water table: limits basements

1

flood losses since 2016 in 1 overlapping ZIP

42%

of homes built before 1980

Foundation repair in Universal City

Foundation repair in Universal City: shrink-swell clay limits slab homes on 63% of Universal City's mapped land, more than in 68% of Texas cities.

About 5,500 of Universal City's 8,440 homes are detached houses.

Who designs the repairThe ASCE Texas Section's repair guidelines say a Texas-licensed engineer should evaluate the foundation and design the repair (2022 guidelines)
PricesCost guide ranges compared

Soil under Universal City city limits

Expansive clay (limits slab homes)63.2%
High water table (limits basements)0.0%
Septic fields very limited88.3%
Clay swell (LEP, by area)8.1%
High-swell land (LEP 6%+)47.1%
Mapped soil3,632 acres
Soil seriesShare hereSeries nationally: expansive clay
Houston Black33%91%
Eddy13%0%
Eckrant10%8%
Austin7%93%
Stephen6%n/a
Heiden6%80%
Bexar CountyUniversal City
Universal City city limits inside Bexar County, shaded by the city's expansive clay share.under 10%10-25%25-40%40-60%60%+

How we count

What the numbers mean here

Clay swell averages a linear extensibility of 8.1% by land area here, and 47% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 63% of the mapped land.

Clay shrinks as it dries: 79.6% of Bexar County is in drought on the latest map, and 63% of Universal City's mapped land has shrink-swell clay.

USDA rates 88% of the land very limited for septic absorption fields.

Drought in Bexar County

79.6% of Bexar County is in drought (D1 or worse) on the October 13, 2026 map. County detail.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026

Flood losses by ZIP code

FEMA flood records since 2016 in the ZIP codes that overlap Universal City. ZIP areas reach past city limits.

ZIPShare of city landFlood lossesPaid
7814897%1$20,854

Homes in Universal City

Housing units8,440
Median year built1984
Built before 198042%
Built 2000 or later27%
Owner-occupied57%
Median value, owner-occupied$269,600
Single-family detached65%

Nearby cities

PlaceDistanceExpansive clayHigh water table
Live Oak 2 mi 46% 0%
Selma 2 mi 60% 0%
Converse 3 mi 85% 0%
Schertz 3 mi 63% under 1%
Windcrest 5 mi 81% 0%
Cibolo 6 mi 78% under 1%
Garden Ridge 6 mi 21% under 1%
Kirby 8 mi 86% 0%

Sources: USDA SSURGO (August 5, 2026) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · Census ACS 2020-2024. Methods · Data status