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Live Oak, Texas

Inside Live Oak's city limits, shrink-swell clay limits houses without basements on 46% of mapped land, higher than 53% of Texas cities. A shallow water table limits basements on 0%.

That clay share is below Bexar County's 51%. FEMA's flood data list 9 flood losses since 2016 in ZIP code 78233 overlapping the city. Of its 6,955 homes, 33% were built before 1980; the median dates from 1990.

Data as of October 13, 2026 · sources · in Bexar County

46%

expansive clay: shrink-swell limits slab homes

0%

high water table: limits basements

9

flood losses since 2016 in 1 overlapping ZIP

33%

of homes built before 1980

Foundation repair in Live Oak

Foundation repair in Live Oak: shrink-swell clay limits slab homes on 46% of Live Oak's mapped land, more than in 53% of Texas cities.

About 4,800 of Live Oak's 6,955 homes are detached houses.

Who designs the repairThe ASCE Texas Section's repair guidelines say a Texas-licensed engineer should evaluate the foundation and design the repair (2022 guidelines)
PricesCost guide ranges compared

Soil under Live Oak city limits

Expansive clay (limits slab homes)45.6%
High water table (limits basements)0.0%
Septic fields very limited90.3%
Clay swell (LEP, by area)6.7%
High-swell land (LEP 6%+)28.2%
Mapped soil3,070 acres
Soil seriesShare hereSeries nationally: expansive clay
Austin24%93%
Stephen21%n/a
Eddy16%0%
Houston Black14%91%
Whitewright10%n/a
Heiden8%80%
Bexar CountyLive Oak
Live Oak city limits inside Bexar County, shaded by the city's expansive clay share.under 10%10-25%25-40%40-60%60%+

How we count

What the numbers mean here

Clay swell averages a linear extensibility of 6.7% by land area here, and 28% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 46% of the mapped land.

Clay shrinks as it dries: 79.6% of Bexar County is in drought on the latest map, and 46% of Live Oak's mapped land has shrink-swell clay.

USDA rates 90% of the land very limited for septic absorption fields.

Drought in Bexar County

79.6% of Bexar County is in drought (D1 or worse) on the October 13, 2026 map. County detail.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026

Flood losses by ZIP code

FEMA flood records since 2016 in the ZIP codes that overlap Live Oak. ZIP areas reach past city limits.

ZIPShare of city landFlood lossesPaid
7823394%9$249,318

Homes in Live Oak

Housing units6,955
Median year built1990
Built before 198033%
Built 2000 or later45%
Owner-occupied58%
Median value, owner-occupied$246,300
Single-family detached69%

Nearby cities

PlaceDistanceExpansive clayHigh water table
Universal City 2 mi 63% 0%
Selma 3 mi 60% 0%
Converse 4 mi 85% 0%
Windcrest 4 mi 81% 0%
Schertz 5 mi 63% under 1%
Garden Ridge 6 mi 21% under 1%
Kirby 7 mi 86% 0%
Cibolo 8 mi 78% under 1%

Sources: USDA SSURGO (August 5, 2026) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · Census ACS 2020-2024. Methods · Data status